For guidelines on how to use our online sites, take a look at our site terms.
In adherence to the Children’s Online Privacy Protection Act, we don’t allow children under the age of 13 to open personal accounts online or use online banking, unless it’s a joint account with an adult. They can still open accounts by themselves at a branch. To learn more about the Children’s Online Privacy Protection Act (COPPA), visit ftc.org.
We do not sell your personal information for monetary consideration. However, there may be instances where we disclose or share your information with a third party for other non-monetary considerations.
Patelco may share your personal information with third parties, such as affiliates or third party service providers, for the purpose of providing you with products or services you asked for or completing a transaction you instructed Patelco to complete.
Not withstanding the foregoing, You may request to Opt-Out of the sharing or selling of your personal information.
- Sharing or selling is necessary for the business to comply with legal obligations, provide a product or service to you that you requested, exercise legal claims or rights, or defend legal claims;
- Transfer to a service provider is necessary for Patelco’s business purpose; or
- The information is publicly available information, certain medical information, consumer credit reporting information, or other types of information exempt from the CCPA.
When you visit or interact with our sites, services, applications, tools or messaging, we (or our authorized service providers) may use cookies, web beacons, and other similar technologies for storing information to help provide you with a better, faster, and safer experience, and for our own marketing purposes. We do not use cookies or other technologies to facilitate other companies marketing to you.
- Session cookies expire at the end of your browser session and allow us to link your actions during that particular browser session.
- Persistent cookies are stored on your device in between browser sessions, allowing us to remember your preferences or actions across multiple sites.
- First-party cookies are set by the site you are visiting.
- Third-party cookies are set by a third party site separate from the site you are visiting.
- Essential. We may use cookies, web beacons, or other similar technologies that are necessary to the operation of our sites, services, applications, and tools. This includes technologies that allow you access to our sites, services, applications, and tools; that are required to identify irregular site behavior, prevent fraudulent activity and improve security; or that allow you to make use of our functions such as shopping-carts, saved search, or similar functions;
- Performance-related. We may use cookies, web beacons, or other similar technologies to assess the performance of our websites, applications, services, and tools, including as part of our analytic practices to help us understand how our visitors use our websites, determine if you have interacted with our messaging, determine whether you have viewed an item or link, or to improve our website content, applications, services, or tools;
- Functionality-related. We may use cookies, web beacons, or other similar technologies that allow us to offer you enhanced functionality when accessing or using our sites, services, applications, or tools. This may include identifying you when you sign into our sites or keeping track of your specified preferences, interests, or past items viewed so that we may enhance the presentation of content on our sites;
- Advertising- or targeting-related. We may use first-party or third-party cookies and web beacons to deliver content, including ads relevant to your interests, on our sites or on third party sites. This includes using technologies to understand the usefulness to you of the advertisements and content that have been delivered to you, such as whether you have clicked on an advertisement.