Low Rate

Pure Mastercard® Credit Card

You won’t find a teaser rate here. Get a competitive low rate on purchases and balance transfers.

Earn Rewards
The front of the Patelco Points Rewards World Mastercard Credit Card.

Points Rewards World Mastercard® Credit Card

Earn Rewards Points on purchases, plus 2X points on gas and grocery. Enjoy flexible redemption options.

Earn Rewards
The front of a Progress Student Rewards Mastercard Credit Card from Patelco.

Progress Student Rewards Mastercard® Credit Card

Build your Rewards Points balance with every purchase and 2X points on student expenses.

Build Credit

Pure Secured Mastercard® Credit Card

Establish or rebuild your credit while having the flexibility to use a credit card.


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Convenience, Safety and Security

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Online and mobile banking

Manage your account, check your balance and set-up account alerts.

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Contactless transactions

Tap and pay wherever you see the contactless symbol at checkout.

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Digital wallets

Making paying a breeze, from your mobile device.

Check Rewards balances online

The convenient way to manage your Rewards.

A shield of protection.

Mastercard® ID Theft Protection

No-cost personal information protection with your Mastercard debit or credit card.

Zero Liability Protection

Additional protection should someone make unauthorized purchases with your card.

Switch to Save

Calculate your savings when you pay off other credit cards with no balance transfer fee and a lower rate.

Credit Card FAQs

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More Features & Benefits
Patelco credit cards are packed with features to make using your card more rewarding.
 Everyday low rates. Keep your budget in check.
 No annual fee. Enjoy card perks without the added expense.
 No balance transfer fee. Save when you transfer balances from higher rate cards.
 Mastercard benefits. Enjoy access to extras like Priceless Cities and Travel Services.