Life Insurance

Life is full of uncertainty, so it’s important to plan for the unexpected. Life insurance is one of those things that’s better to have and not need it, than to need it and not have it. Patelco offers Life insurance through TruStage1, where you can select the policy that’s right for you.

Whole Life offers lifetime coverage that can help pay final expenses and more, whereas Term Life provides coverage that can help protect your family when it’s needed most.

Life insurance can be easy and affordable, and you’ll feel confident that your loved ones are protected.

Key Features

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Flexible coverage

No medical exam required

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Term Life

Lasts for the term of the policy

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Whole Life

Coverage for life with no expiration date

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No obligation

Free cancellation within the first 30 days

Frequently Asked Questions

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Let's invest in your future
Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions2 can help you stay on the right track today – and tomorrow. We’ll even provide you with a complimentary financial consultation. Getting started is easy!
Coverage for the unexpected

Patelco offers insurance solutions3 for every stage of life, so no matter where you or your family are at, we’ve got you covered. Learn more about how you can help protect yourself and those you love.

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Continued Reading

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Having an emergency savings fund is the best way to weather an unexpected financial hardship. Get expert advice on how to manage your emergency money.

November 8, 2019

Thinking about life insurance? Get the facts from Patelco to find out about the types of life insurance, what it covers, and how much life insurance you may need!

Get Coverage Today
Protection for the ones you love

1 TruStage insurance is underwritten by CMFG Life Insurance Company, a company that's consistently rated 'A' (Excellent) for financial stability by AM Best. WHL, SIT1, SIT2-5367300.1-1222-0224

2 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

3  Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products are offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance at

All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features are not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.