Everyday low rate with no hoops to jump through
You found it! The credit card that has your back. There are no teaser rates here – just an everyday low rate when you need to carry a balance. And, with no annual fee and no balance transfer fee, you can save even more.
Bonus Offer: 0% APR for 6 months on balance transfers made in the first 90 days
Get pre-qualified and find out your credit limit in minutes without harming your credit.2Benefits
Competitive Low Rate
Rates as low as 11.25% APR1
$0 Balance Transfer Fee
You can save money and pay off balances faster when you transfer them from higher rate cards
Convenience
Load it into your phone’s digital wallet, set it as your preferred online payment option or insert it when you’re out shopping – you have the flexibility to use your card the way you choose
Security
Set up alerts, view your account activity, and even lock or unlock your card in Patelco Online™
Payment Protection
Special insurance cancels your loan payments or loan balance, up to contract maximums, if you become unemployed, disabled, or pass away
Added Mastercard benefits
Mastercard ID Theft Protection Learn more >
Zero Liability Protection Learn more >
Credit Card Rates
Rates Effective 5/26/2023| Card Type | Amount | APR Range1 |
|---|---|---|
| Pure Mastercard® | $300 - $50,000 | 11.25% to 18.45% |
| Points Rewards World Mastercard® | $300 - $50,000 | 12.90% to 21.40% |
| Progress Student Rewards Mastercard® | $300 - $5,000 | 12.90% to 21.40% |
| Pure Secured Mastercard® | $300 - $10,000 | 10.95% |
Frequently Asked Questions
The Patelco Pure Mastercard Credit Card gives you a smart and easy way to pay.
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1 APR=Annual Percentage Rate. Variable APR as of 5/26/2023. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
2 Patelco runs a "soft" credit pull to create your personalized credit card offer, all without affecting your credit score. If you then submit a credit card application, we will request your full credit report (also known as a “hard” credit pull) from one or more credit reporting agencies, and this can affect your credit score.