A Patelco member uses Zelle with Patelco Online.
Send, receive or request money with Zelle®

Whether you're pitching in for a birthday gift or splitting the cost of takeout, Zelle® is a convenient way to send, receive or request money with family and friends — typically within minutes.1

Using just an email address or U.S. mobile phone number, you can send money to almost anyone you know, regardless of where they bank.2

Banking on your schedule
To use Zelle® to send or receive money on the go, create a Patelco Online™ account or download the Patelco Mobile App.
A screenshot of sending a payment through Zelle on the Patelco App.

Why use Zelle®?

  • It's fast: Send money to family or friends, typically within minutes.1
  • It's safe: Your money is sent directly between bank accounts – no account details are ever shared.
  • It's easy: No need to download another app. Send or receive money for free with Zelle® in the Patelco Mobile App.
Getting started with Zelle®
Learn how you can use the Patelco Mobile App to send money with Zelle®.
The Zelle logo in a video thumbnail.

How to enroll with Zelle®

  1. Download and open the Patelco Mobile App
  2. Sign in and select MORE (or the three lines) then select Send Money with Zelle®
  3. Agree to the terms
  4. Enter your email or US mobile phone number
A screenshot of a payment being sent through Zelle on the Patelco Mobile App.
How to send money with Zelle®
  1. Open the Patelco Mobile App
  2. Select MORE (or the three lines) then select Send Money with Zelle ®
  3. Select Send
  4. Add a trusted person to How to send money with Zelle®
  5. Enter the amount and select your funding account
  6. Review and include a message if you like, then tap Send
How to receive money with Zelle®
  1. Open the Patelco Mobile App
  2. Select MORE (or the three lines) then select Send Money with Zelle ®
  3. Select Request
  4. Add a trusted person to request money from
  5. Enter the amount
  6. Include a message if you like, then tap Request
Screenshot of a Patelco member requesting money from a friend through Zelle on the Patelco Mobile App.

Frequently asked questions about Zelle®

Pay it safe with Zelle®

Remember to only use Zelle® to pay people you know, like your roommate or your hair stylist. If you see suspicious activity, reach out to us immediately.

1 US checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.

2 Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
  Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  Zelle® terms and conditions.