Earn points on everyday purchases and even more on school expenses
Getting your first credit card can be a big step in your financial journey. We’re here to help you make a smart choice. With the Patelco Progress Student Rewards Mastercard, you get an everyday low rate with no annual fee. You can earn unlimited points:
- 2X points for every $1 in school and grocery purchases
- 1 point per $1 for all other purchases
Redeem Rewards Points for cash back, gift cards, travel and more. Get started today and apply now.
Benefits
Competitive Low Rate
Rates as low as 12.90% APR1
Security
Set up alerts and view your account activity in Patelco Online™
Convenience
Load it into your phone’s digital wallet, set it as your preferred online payment option or insert it when you’re out shopping – you have the flexibility to use your card the way you choose
Points That Don’t Expire
Redeem points for cash back to your Patelco Checking or Savings account or apply it to your balance, gift cards, travel and more
Zero Liability Protection
Additional protection should someone make unauthorized purchases with your card
Mastercard® ID Theft Protection
No-cost personal information protection with your Mastercard debit or credit card Learn more >
Credit Card Rates
Rates Effective 5/26/2023| Card Type | Amount | APR Range1 |
|---|---|---|
| Progress Student Rewards Mastercard® | $300 - $5,000 | 12.90% to 21.40% |
| Pure Mastercard® | $300 - $50,000 | 11.25% to 18.45% |
| Pure Secured Mastercard® | $300 - $10,000 | 10.95% |
| Points Rewards World Mastercard® | $300 - $50,000 | 12.90% to 21.40% |
Frequently Asked Questions
The Patelco Progress Student Rewards Mastercard Credit Card gives you a convenient and secure way to pay.
• Check your balance and see transactions
• Make a payment and transfer funds
• Set account alerts
1 APR=Annual Percentage Rate. Variable APR as of 5/26/2023. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.