How budgeting can lead you to more freedom
Many people don’t love the word “budget”. It might make you think of restrictions and limits. But an effective budget is basically a plan for your money. And using a budget doesn’t mean you’re limiting yourself – it means you’re spending with a purpose, and moving towards meeting your goals.
A budget doesn’t limit your freedom — it gives you freedom! When you have a realistic budget, you have an action plan and clear picture of where your money goes. It’s part of the foundation for financial wellness.
Check out all the articles in this section to get started. Need more help? We’d love to help you create a budget at one of our branches. Our friends at BALANCE can help too – online or on the phone.
Budgeting 101
- What is a Budget and How to Make One?
- Regularly Review and Revise Your Budget
- Automate Your Bill Payments
- What to Do If You Experience a Drop in Income
- Understand Your Personal Expenses
- How to Live Within Your Means
- VIDEO – Veronica discusses how to break the paycheck-to-paycheck cycle
- 7 Ways to Stay on Top of Your Bills
Budgeting for Kids & Youth
- Budget-Friendly Summer Activities for Kids
- How Much Allowance Should You Give Your Kids?
- Money Basics for College Students
Budgeting in Uncertain Times
- What to Do When You’re Struggling to Make Ends Meet
- How to Negotiate Rent
- How to Lower Car Insurance
- How to Save Money on Groceries
- How Can I Better Control My Spending?
- VIDEO – Veronica discusses strategies for living on a reduced income
- VIDEO – Veronica tells you how to budget during a crisis
Budgeting for Taxes