Budgeting
Learn how to budget and tips on money basics
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How budgeting can lead you to more freedom
Many people don’t love the word “budget”. It might make you think of restrictions and limits. But an effective budget is basically a plan for your money. And using a budget doesn’t mean you’re limiting yourself – it means you’re spending with a purpose, and moving towards meeting your goals.
Budgeting doesn’t limit your freedom — it gives you freedom! Financial freedom that comes from having a realistic action plan and clear picture of where your money goes. It’s part of the foundation for financial wellness.
Learn about money basics and get budgeting tips for individuals, couples, kids, youth and in uncertain times. Need more help? We’d love to help you create a budget at one of our Patelco branches with a Certified Financial Specialist.
Budgeting for individuals & couples
- Automate Your Bill Payments
- Forming Good Spending Habits
- How to Live Within Your Means
- How to Stay on Top of Your Bills
- Maximize Your Checking Account
- Money Conversations for Couples
- Money Management Tips
- Regularly Review and Revise Your Budget
- What is a Budget and How to Make One?
- Understand Your Personal Expenses
- Year End Tax Strategies
Budgeting for kids & youth
Budgeting in uncertain times
- Budgeting When Your Income Varies
- Catch Up on Your Bills When You’re Behind
- How to Lower Car Insurance
- How to Make Money from Home
- How to Negotiate Rent
- How to Save Money on Groceries
- How to Survive a Recession
- Keeping Your Budget on Track After a Layoff
- Saving on Gas, Groceries, and Utilities
- Six Ways to Save on a Tight Budget
- Thrive in a Tough Economy
- What to Do If You Experience a Drop in Income
- What to Do When You’re Struggling to Make Ends Meet
