Find Your Rate

Term

Tier

Min Balance

Max Balance

APY1,2

Rate

Dividends Paid

None 1 $0.00 $2,000.00 2.00% 1.98% Monthly
None 2 $2,000.01 $5,000.00 1.50% 1.49% Monthly
None 3 $5,000.01 $10,000.00 1.00% 1.00% Monthly
None 4 $10,000.01 $50,000.00 0.25% 0.25% Monthly
None 5 $50,000.01 $100,000.00 0.20% 0.20% Monthly
None 6 $100,000.01 $9,999,999.99 0.15% 0.15% Monthly

Interest Checking

Rates Effective 1/1/2020

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly

Savings & ScoreUp Savings*

Rates Effective 1/1/2020

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
None $5,000.00 0.05% 0.05% Monthly
None $10,000.00 0.05% 0.05% Monthly
None $20,000.00 0.05% 0.05% Monthly
None $50,000.00 0.05% 0.05% Monthly
None $100,000.00 0.05% 0.05% Monthly

Health Savings Accounts

Rates Effective 1/1/2020

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
None $2,000.01 0.10% 0.10% Monthly
None $3,500.01 0.25% 0.25% Monthly

Holiday Club

Rates Effective 6/14/2022

Term

Min. Balance

APY1

Rate

Dividends Paid

None $20.00 0.05% 0.05% At Maturity

1 APY = Annual Percentage Yield.

2 Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Rates are subject to change after account opening without notice.

Premier Interest Checking: Effective August 30, 2019, the minimum balance to earn the premier interest checking rate is $5,000 to earn 0.10% APY. If your balance falls below $5,000, your account balance will earn the same rate as our Interest Checking Account for that day. Average daily balances below $5,000 are subject to a $10 monthly fee (see the Fee Schedule). For other terms and conditions of the Premier Checking Account, please refer to the Patelco Member Handbook.

* Youth Savings, Savings and ScoreUp Savings have the same rates, reflected above. A ScoreUp Savings Account is opened in conjunction with a ScoreUp Credit Builder Loan.