Find Your Rate
Money Market Select Account & Money Market Select IRA2
Rates Effective 12/1/2022Term |
Tier |
Min Balance |
Max Balance |
APY1,2 |
Rate |
Dividends Paid |
---|---|---|---|---|---|---|
None | 1 | $0.00 | $2,000.00 | 2.00% | 1.98% | Monthly |
None | 2 | $2,000.01 | $5,000.00 | 1.50% | 1.49% | Monthly |
None | 3 | $5,000.01 | $10,000.00 | 1.00% | 1.00% | Monthly |
None | 4 | $10,000.01 | $50,000.00 | 0.25% | 0.25% | Monthly |
None | 5 | $50,000.01 | $100,000.00 | 0.20% | 0.20% | Monthly |
None | 6 | $100,000.01 | $9,999,999.99 | 0.15% | 0.15% | Monthly |
Interest Checking
Rates Effective 1/1/2020Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
Savings & ScoreUp Savings*
Rates Effective 1/1/2020Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
None | $5,000.00 | 0.05% | 0.05% | Monthly |
None | $10,000.00 | 0.05% | 0.05% | Monthly |
None | $20,000.00 | 0.05% | 0.05% | Monthly |
None | $50,000.00 | 0.05% | 0.05% | Monthly |
None | $100,000.00 | 0.05% | 0.05% | Monthly |
Health Savings Accounts
Rates Effective 1/1/2020Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
None | $2,000.01 | 0.10% | 0.10% | Monthly |
None | $3,500.01 | 0.25% | 0.25% | Monthly |
Holiday Club
Rates Effective 6/14/2022Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $20.00 | 0.05% | 0.05% | At Maturity |
1 APY = Annual Percentage Yield.
2 Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Rates are subject to change after account opening without notice.
Premier Interest Checking: Effective August 30, 2019, the minimum balance to earn the premier interest checking rate is $5,000 to earn 0.10% APY. If your balance falls below $5,000, your account balance will earn the same rate as our Interest Checking Account for that day. Average daily balances below $5,000 are subject to a $10 monthly fee (see the Fee Schedule). For other terms and conditions of the Premier Checking Account, please refer to the Patelco Member Handbook.
* Youth Savings, Savings and ScoreUp Savings have the same rates, reflected above. A ScoreUp Savings Account is opened in conjunction with a ScoreUp Credit Builder Loan.