How much will you save?
From our Checking and Savings accounts to loans and credit cards, our goal is to help you save as much as possible. Use the tabs to explore our latest rates.
Term |
Tier |
Min Balance |
Max Balance |
APY1,2 |
Rate |
Dividends Paid |
---|---|---|---|---|---|---|
None | 1 | $0.00 | $2,000.00 | 2.00% | 1.98% | Monthly |
None | 2 | $2,000.01 | $5,000.00 | 1.00% | 1.00% | Monthly |
None | 3 | $5,000.01 | $10,000.00 | 0.40% | 0.40% | Monthly |
None | 4 | $10,000.01 | $50,000.00 | 0.30% | 0.30% | Monthly |
None | 5 | $50,000.01 | $100,000.00 | 0.20% | 0.20% | Monthly |
None | 6 | $100,000.01 | $9,999,999.99 | 0.15% | 0.15% | Monthly |
Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
None | $5,000.00 | 0.05% | 0.05% | Monthly |
None | $10,000.00 | 0.05% | 0.05% | Monthly |
None | $20,000.00 | 0.05% | 0.05% | Monthly |
None | $50,000.00 | 0.05% | 0.05% | Monthly |
None | $100,000.00 | 0.05% | 0.05% | Monthly |
Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $0.00 | 0.05% | 0.05% | Monthly |
None | $2,000.01 | 0.10% | 0.10% | Monthly |
None | $3,500.01 | 0.25% | 0.25% | Monthly |
Term |
Min. Balance |
APY1 |
Rate |
Dividends Paid |
---|---|---|---|---|
None | $20.00 | 0.05% | 0.05% | At Maturity |
1 APY = Annual Percentage Yield.
2 Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Rates are subject to change after account opening without notice.
Premier Interest Checking: Effective August 30, 2019, the minimum balance to earn the premier interest checking rate is $5,000 to earn 0.10% APY. If your balance falls below $5,000, your account balance will earn the same rate as our Interest Checking Account for that day. Average daily balances below $5,000 are subject to a $10 monthly fee (see the Fee Schedule). For other terms and conditions of the Premier Checking Account, please refer to the Patelco Member Handbook.
* Youth Savings, Savings and ScoreUp Savings have the same rates, reflected above. A ScoreUp Savings Account is opened in conjunction with a ScoreUp Credit Builder Loan.