Mobile Banking App

Banking on your schedule

Download our top-rated mobile app to check your balance, make transfers, pay bills, deposit checks — and so much more — conveniently from your phone or tablet.

Download the Patelco App on the Apple App store

Patelco Credit Union's mobile app showing the account view

Mobile banking features

Account management
Know where your account balance stands at any time.

Customized settings
Rearrange features or widgets most important to you.

Alerts
Stay informed about your purchases, daily balance, overdrafts and more.

Deposit checks
Deposit checks in minutes with the snap of a photo.

Pay bills
Quickly schedule and manage payments with Bill Pay.

Send money fast
Pay back friends or family quickly with Zelle^®.

Card controls
Easily report a lost or stolen card.

Face ID & Touch ID
Sign in securely without entering your password.

Digital Wallets
A fast and safe way to use your card from your phone.

I love my Patelco Mobile App—it is my complete access to my Patelco accounts. Bill Pay, transfers and keeping track of all my account balances is at my fingertips with this invaluable app. Don’t know how I would get along without it.
I. Robinson, member since 1991

The fast and secure way to deposit checks

It’s easy to deposit checks anytime right from your App. Simply choose the account you want to deposit into, enter the amount, then take pictures of the front and back of your signed check. In most cases, the first $300 deposited will be made available immediately. The remaining funds are generally available on the second business day after the day of your deposit.

Depositing a check is just as easy as snapping a photo. Let's see how.
To begin, you'll need to have the Patelco mobile app on your phone or tablet. Don't have the app? It's free, easy to download and available on Apple or Android devices. To download the Patelco mobile app, simply go to the app store on your Apple device or the Google Play store on your Android device, search for "Patelco" and tap to download the app. Depending on your device preferences, you may need to enter your app store password. If you can't remember your app store password, select "reset password" and you'll receive an email with a link to reset it. Once the app is installed, sign in using your existing Patelco online user ID, or select "sign up now" to create an account.
Now let's go over how simple it is to deposit your check. Select "deposit check" on the bottom of the screen for Apple devices or select the three bars at the top of the dashboard then "deposit check" for Android devices. Review and agree to the terms, then select "done." Select the account where you want your deposit to go, enter the deposit amount, sign the back of your check and write "for mobile deposit Patelco Credit Union." Select "check front," a pop up may appear to allow access to your camera – select allow. Center your check and position it against a plain background. Once it's set, we'll take the photo for you. Select "check back," and we'll automatically take the photo. Ensure your deposit amount is correct and your photos are uploaded. Select "deposit check."
That's it. You'll receive an email confirmation. If you experience an issue, send us a secure message in the mobile app. Simply select "more" and then select the envelope icon. The easiest way to deposit a check is a mobile deposit – it's quick, it's on your schedule and it's available anywhere with the Patelco Mobile app.

A young woman sends money to her friend using Zelle on the Patelco Mobile App.

Send money to almost anyone you know¹

Send or request money with family and friends with Zelle^® – it’s fast, safe, easy and free to use within your Patelco App.

Learn more about Zelle®

See your balance and recent transactions with Snapshot on our App.

With Snapshot turned on, you'll see the balances of your chosen accounts instantly when you open the app. To view your recent transactions just tap on the account name, and we'll display the last five transactions.

Want to get alerted when your balance is low or when a transaction clears? Set up alerts today in Patelco Online^™ or the Patelco Mobile App.

To turn Snapshot on or off, follow these steps:

Sign in to our Mobile App
Select MORE
Select the gear icon
Select Snapshot and tap on Use Snapshot
Toggle to turn each account on or off
That's it! You'll see your preferred settings next time you open the Mobile App

Set up account alerts

Want to get alerted when your balance is low or when a transaction clears? Set up alerts today in Patelco Online^™ or the Patelco Mobile App.

It's easy to get started

Log in to Patelco Online^™ or the Mobile App
In desktop online banking, select Tools & Settings and then Alerts (in the Mobile App, select More and then Alerts)
Choose the type of alert you'd like to receive: Email, push notifications from the Mobile App, or text alerts.
Tap on the alert you want to set up by turning it on and select  SAVE.

Learn how to manage your online banking alerts.

¹ US checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.

Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mobile banking features

See your balance and recent transactions with Snapshot on our App.

Set up account alerts