Flexible lending options and programs for new and existing homeowners
Whether it’s your first home, a vacation getaway, or an investment property, we’ll help you get there.
Reduce your current payment, change loan terms or take cash out.
We get it – buying or refinancing a home can seem overwhelming.
Our trusted team of Home Loan Consultants is here to make it easy. They’re experts in all aspects of home lending and will break down all the numbers, answer your questions, and tailor their advice so you’re matched with the right financing to meet your financial goals.
Buying a home is a fun and exciting milestone – but we know there are tons of questions – and that’s okay! Before you begin your home search, it’s important to review what types of home financing options are available, what budget you’re comfortable with, your current expenses, and more.
Whether you’re already working with a real estate agent or still in the initial phases of your home search, one of the first steps to a good home- financing plan is connecting with a Home Loan Consultant. Together, they’ll work with you to discuss different loan options to see what option fits best for your short-and long-term goals.
This is an important question, and we’ll work with you to determine what works best with your overall finances. While there are many one-time costs associated with home buying, there are also many ongoing expenses that come with homeownership. Our Home Loan Consultants will walk you through all of the various financing options to find one that’s right for your budget. After reviewing your income, assets, and credit history they can run the numbers and give you a detailed breakdown of your proposed monthly mortgage expenses along with how much home you can purchase.
We offer a variety of loan options and programs, with loan amounts up to $2.5 million for fixed -or adjustable-rate mortgages. We also have home equity loans and programs specifically for first time buyers, with low down payment options or down payment assistance.
If you’re not sure which type of loan is right for you, that’s okay! Let us do the heavy lifting. Find a Home Loan Consultant near you to get started for a free no-obligation consultation.
When you apply for a mortgage, there will be certain documents we’ll need to review. These can vary depending on your loan type and amount borrowed, but generally we will need: 30 days of paystubs or other sources of income, current assets, W2 or 1099s, and any documentation for other properties owned. Your Home Loan Consultant will let you know what’s needed after you apply.
Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.