Home Loans

Buying a home is a fun and exciting milestone – but we know there are tons of questions – and that’s okay! Before you begin your home search, it’s important to review what types of home financing options are available, what budget you’re comfortable with, your current expenses, and more.
Whether you’re already working with a real estate agent or still in the initial phases of your home search, one of the first steps to a good home- financing plan is connecting with a Home Loan Consultant. Together, they’ll work with you to discuss different loan options to see what option fits best for your short-and long-term goals.

This is an important question, and we’ll work with you to determine what works best with your overall finances. While there are many one-time costs associated with home buying, there are also many ongoing expenses that come with homeownership. Our Home Loan Consultants will walk you through all of the various financing options to find one that’s right for your budget. After reviewing your income, assets, and credit history they can run the numbers and give you a detailed breakdown of your proposed monthly mortgage expenses along with how much home you can purchase.

We offer a variety of loan options and programs, with loan amounts up to $2.5 million for fixed -or adjustable-rate mortgages. We also have home equity loans and programs specifically for first time buyers, with low down payment options or down payment assistance.
If you’re not sure which type of loan is right for you, that’s okay! Let us do the heavy lifting. Find a Home Loan Consultant near you to get started for a free no-obligation consultation.

When you apply for a mortgage, there will be certain documents we’ll need to review. These can vary depending on your loan type and amount borrowed, but generally we will need: 30 days of paystubs or other sources of income, current assets, W2 or 1099s, and any documentation for other properties owned. Your Home Loan Consultant will let you know what’s needed after you apply.