Find Your Rate

Purchase Fixed Rate Loans

Rates Effective 2/8/2023

Loan Program

Amount

Rate

APR1

30-Year Fixed $50,000 to $726,200 6.250% 6.334%
30-Year Fixed (No Closing Costs, 3% Down) $50,000 to $726,200 6.750% 6.806%
20-Year Fixed $50,000 to $726,200 5.750% 5.854%
15-Year Fixed $50,000 to $726,200 5.500% 5.627%
10-Year Fixed $50,000 to $726,200 5.500% 5.680%
30-Year Fixed Jumbo $726,201 to $2,500,000 6.875% 6.950%
15-Year Fixed Jumbo $726,201 to $2,500,000 6.250% 6.361%

Purchase Adjustable Rate Loans

Rates Effective 2/8/2023

Loan Program

Amount

Rate

APR1

5/1 30-Year Adjustable2 $50,000 to $726,200 5.625% 6.459%
5/5 30-Year Adjustable3 $50,000 to $726,200 5.750% 5.750%
7/1 30-Year Adjustable2 $50,000 to $726,200 5.750% 6.377%
10/1 30-Year Adjustable2 $50,000 to $726,200 5.875% 6.297%
10/10 30-Year Adjustable4 $50,000 to $726,200 6.000% 6.038%
5/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.125% 6.246%
5/5 30-Year Adjustable Jumbo3 $726,201 to $2,500,000 5.250% 5.538%
7/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.250% 6.106%
10/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.375% 5.956%
10/10 30-Year Adjustable Jumbo4 $726,201 to $2,500,000 5.500% 6.248%

Refinance Fixed Rate Loans

Rates Effective 2/8/2023

Loan Program

Amount

Rate

APR1

30-Year Fixed $50,000 to $726,200 6.250% 6.334%
20-Year Fixed $50,000 to $726,200 5.875% 5.981%
15-Year Fixed $50,000 to $726,200 5.500% 5.627%
10-Year Fixed $50,000 to $726,200 5.500% 5.680%
30-Year Fixed Jumbo $726,201 to $2,500,000 7.000% 7.076%
15-Year Fixed Jumbo $726,201 to $2,500,000 6.375% 6.488%

Refinance Adjustable Rate Loans

Rates Effective 2/8/2023

Loan Program

Amount

Rate

APR1

5/1 30-Year Adjustable2 $50,000 to $726,200 5.875% 6.559%
5/5 30-Year Adjustable3 $50,000 to $726,200 6.000% 5.850%
7/1 30-Year Adjustable2 $50,000 to $726,200 6.000% 6.505%
10/1 30-Year Adjustable2 $50,000 to $726,200 6.125% 6.462%
10/1 30-Year Adjustable2 $50,000 to $726,200 6.250% 6.206%
5/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.375% 6.343%
5/5 30-Year Adjustable Jumbo3 $726,201 to $2,500,000 5.500% 5.635%
7/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.500% 6.232%
10/1 30-Year Adjustable Jumbo2 $726,201 to $2,500,000 5.625% 6.117%
10/10 30-Year Adjustable Jumbo4 $726,201 to $2,500,000 5.750% 5.854%

Need guidance on your loan options?

Connect with a Home Loan Consultant for personalized advice tailored to your financial goals.

1 APR = Annual Percentage Rate. APRs are based on the following:

  • Conforming: Loan amount of $726,200 + closing costs
  • Jumbo: Loan amount of $1,500,000  + closing costs
  • Mortgage rates shown are based on a 30-day lock for purchase transactions

Rate shown at 60% loan-to-value (LTV), owner-occupied purchase with excellent credit and no subordinate financing. Your rate may be different than what is shown, there are pricing adjustments on certain scenarios. Please use the rate calculator on our mortgage application site to receive a better estimate for your scenario. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.

2 The index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve. The caps are 2% annually and 6% lifetime based on the initial rate. The current index is 4.68%. Your rate may be different than what is shown.

3 The index (for 5/5 product) is the weekly average of the 5-year US Treasury securities adjusted to constant maturity of five years, as made available by the Federal Reserve. The caps are 2% every adjustment and 5% lifetime based on the initial rate. The current index is 3.63. Your rate may be different than what is shown.

4 The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, as made available by the Federal Reserve. The caps are 3% every adjustment and 6% lifetime based on the initial rate. The current index is 3.52. Your rate may be different than what is shown.