Making debt manageable

We get it. Sometimes debt can feel overwhelming. But taking control of debt and paying it down can improve your financial situation and boost your credit score for when you do need to borrow. Finding ways to lower your interest and combine debt into one manageable payment is a worthy goal. And we’re here to help.

Debt Consolidation Support

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Switch to Save with a Patelco Personal Loan

Borrow up to $100,000 with flexible terms up to 7 years


Switch to Save with a Patelco Credit Card

With a lower credit card rate, you can save on interest and pay down balances faster with no transfer fee

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Free Financial Counseling

Build a personalized financial plan with a Certified Financial Specialist

Free Financial Webinars

Get guidance on a variety of topics with our free webinars to help you live a better financial life

Virtual Financial Mentor

We’ve partnered with Banzai to provide additional support — their coaches can help you gain insight into your financial life and plan wisely

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BALANCE delivers additional support

BALANCE provides you with access to financial education and resources, and they can also assist with no-cost financial counseling to help you manage spending and debt

Debt Consolidation Calculator

Should I consolidate my personal debt into a new loan?

Frequently Asked Questions

Continued Reading

November 8, 2019

Trying to get out of debt? Learn about debt consolidation, how to consolidate debt, and the pros and cons of consolidating, to help you decide if it’s right for you!

November 8, 2019

Do you have home equity and want to consolidate your debt? Follow these steps to learn how to use a home equity loan or HELOC for debt consolidation.

October 31, 2019

Tired of being in debt? Learn how to live within your means and on a budget. Get tips from the experts at Patelco on living below your means and saving money!

Coaches, calculators, and courses
Patelco has partnered with Banzai to bring you clear, in-depth activities and information to help you dive into the financial topics you care most about. There are articles, calculators, wellness assessments, interactive courses, and exclusive Banzai Coaches that can help guide you on your path to financial wellbeing.