Motorcycle Loan

For when the open road calls.

Boat Loan

Get out on the water.

RV Loan

A home away from home.

Trailer Loan

Your weekend trip is waiting.

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On the move and up for an adventure

Competitive rates

With low, fixed payments

Flexible terms

Up to 180 months1

No pre-payment penalties

Pay off your loan early if you need to

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Purchase or refinance options

Buy from a licensed dealer, private party, or save on an existing loan

Budget-friendly payments

Fast and easy payment methods, plus rewards for on-time payments2

Insurance and debt protection

Cover your vehicle in the event of mechanical breakdowns, financial loss and more — get your quote today

Get rewarded for on-time payments

If you don’t qualify for our best rates upfront, with LevelUp2 you can still save on your loan over time. Make 12 consecutive, on-time monthly payments on your loan and we’ll automatically reduce your rate, up to 0.50% APR per year with a maximum of 1.50% APR.2

Frequently Asked Questions

1 Maximum 180-month term on new or used Motorhome, Boat, RV and Trailer loans. Maximum 60-month term on new or used Motorcycle loans.

2 LevelUp is offered to members who are approved for the following loans at Patelco's credit tier 2 or higher: auto, motorcycle, RV, boat, and personal loans, excluding all lines of credit. Total discount of up to 1.50% APR (Annual Percentage Rate) applied in 0.50% APR increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final APR to be lower than the LevelUp floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.