Routing # 321076470

Vehicle and Auto Insurance

Help safeguard your ride

Coverage for

Autos, motorcycles, and recreational vehicles (RVs)

Switch and save

You could save up to $7001

Multi-vehicle discount

Save big when you combine policies2

Auto and Vehicle Insurance

Planning for the unexpected today can save you headaches tomorrow. Auto insurance3 can help protect your vehicle and others in the event of a collision. When you have the appropriate coverage, you may limit your losses in the event of theft, hail, fire, or a natural disaster.

Whether you have a car, truck, motorcycle, or RV, it’s always a good time to do an insurance check-up to make sure you’re getting the best coverage and rates. Plus, as a Patelco Credit Union member, you could save up to $700 on auto insurance! You may also be eligible for bundled and claims-free discounts!

Key Features

Claims-free discount

Get rewarded for continuous years of claims-free driving

Combine discounts available

Save just by being a credit union member

Personalized service

Assistance available with extended hours

Call for quote

888.380.9287

Multi-vehicle discount

Save big when you combine policies3 for multiple vehicles

Frequently Asked Questions

Let's invest in your future
Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions4 can help you stay on the right track today – and tomorrow. We’ll even provide you with a complimentary financial consultation. Getting started is easy!
Learn more

Coverage for the unexpected

Patelco offers insurance solutions5 for every stage of life, so no matter where you or your family are at, we’ve got you covered. Learn more about how you can help protect yourself and those you love.

    Patelco helps you get ready for the unexpected with our Patelco Protection Plans. We know that life can come at you in the most unexpected ways; that’s why we offer protection plans to help you be financially prepared for anything that comes along. Are you ready for the expected?
     
    What if there’s an injury and you’re unable to work? Will your current coverage be enough? Or in the event of your unexpected death, will your family be able to keep up with everyday expenses and debt?
     
    It is possible to plan for the unexpected with our loan and payment protection plan that cancels your loan payments or balance, up to the contract maximums, if you suffer a covered unemployment, disability or pass away.
     
    But what if other unexpected expenses come along? Can you cover the gap?
    For example, getting a new vehicle is exciting, but it starts losing value the second you drive it off the lot. And if it gets wrecked or stolen you could owe more than your insurance will pay, and that gap could be thousands of dollars.
     
    For a one-time cost of $595, Guaranteed Asset Protection, or GAP Plus, can help reduce that gap and put you back where you belong – behind the wheel. It can be financed as part of your loan. This averages out to just over $8 per month over the course of a 5 year loan, giving you protection and can help provide you peace of mind.
     
    But what happens when those big repair bills come along?
    Mechanical Breakdown Insurance (MBI) can help make big repair bills a lot smaller. Just choose a plan and deductible to help reduce your out-of-pocket expenses on covered repairs and get additional benefits like roadside assistance, rental and travel expense reimbursement, and more. So when life throws you an unexpected curve – you can be covered.
     
    Ask a team member for a quote or learn more at Patelco.org/insurance.

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Help Safeguard Your Ride Today
Get a quote for auto insurance and save!
Get Quote Help Safeguard Your Ride Today

1 Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024, Savings will vary. Comparison does not apply in MA. National average annual savings by new customers surveyed who saved with Polly in 024. Actual savings may vary.

2 Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

3 Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. AUT-7270936.1-1124-1225

4 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

5 Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member’s choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products are offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance at insurance.ca.gov.

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