Member Benefits

¹ 2.00% APY on balances up to $2000. Interest earned varies based on balance tiers. 

² LevelUp (formerly the Timely Repayment Incentive Program aka TRIP) is offered to members who are approved for the following loans at Patelco's credit tier 2 or higher: auto, motorcycle, RV, boat, and personal loans, excluding all lines of credit. Total discount of up to 1.50% APR (Annual Percentage Rate) applied in 0.50% APR increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final APR to be lower than the LevelUp floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.

³ Maximum refund guarantee: If you get a larger refund or smaller tax due from another tax preparation method, TurboTax will refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Online Federal Free Edition customers are entitled to payment of $14.99 and a refund of your state purchase price paid. 100% accurate calculations guarantee. 100% accurate calculations guarantee: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, TurboTax will pay you the penalty and interest. TurboTax Expert Help, Tax Advice and SmartLook: Included with Deluxe, Premier and Self-Employed (via phone or on-screen); not included with Federal Free Edition (but available for purchase with the Plus bundle). SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. TurboTax experts provide general advice, customer service and product help; tax advice provided only by credentialed CPAs, enrolled agents and tax attorneys. Feature availability varies by device. State tax advice is free. Service, area of expertise, experience levels, hours of operation and availability vary, and are subject to restriction and change without notice. CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.

⁴ APR (Annual Percentage Rate). Auto rates starting at 5.49% APR effective 5/18/2023; subject to change without notice. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account relationship, amount financed and vehicle age. Additional discounts may apply. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. New Auto loan payment examples: 0‑48 months: $23.31 per month per $1000 borrowed at 5.49% APR for 48 months; 49‑66 months: $17.69 per month per $1000 borrowed at 5.59% APR for 66 months; 67‑72 months: $16.53 per month per $1000 borrowed at 5.79% APR for 72 months; 73‑84 months: $14.79 per month per $1000 borrowed at 6.29% APR for 84 months. Used Auto loan payment examples: 0‑48 months: $23.43 per month per $1000 borrowed at 5.74% APR for 48 months; 49‑66 months: $17.81 per month per $1000 borrowed at 5.84% APR for 66 months; 67‑72 months: $16.65 per month per $1000 borrowed at 6.04% APR for 72 months; 73‑84 months: $14.90 per month per $1000 borrowed at 6.49% APR for 84 months.

⁵ APR (Annual Percentage Rate). 1.00% off current Patelco Credit Union rate with a max loan term of 60 months. Current rate will vary based on credit worthiness and terms. Financing for qualified Patelco Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 11/1/2018 - 12/31/2021. This offer cannot be combined with any other offer other than those listed in this advertisement. 

⁶ Price does not include tax, title, tags, governmental fees, any emissions testing charges, and any finance charges (if applicable). Unless otherwise stated separately in the vehicle details, price does not include processing, administrative, closing or similar fees of $149 or less. Vehicles subject to prior sale. We make every effort to provide accurate information including but not limited to price, miles and vehicle options, but please verify with your local Enterprise Car Sales location before purchasing. Current mileage may vary due to test drives and vehicle relocation. Used vehicles were previously part of Enterprise short term rental, lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short term rental, lease or other.

⁷ Enterprise Certified.™ Each vehicle goes through a rigorous inspection by an ASE-certified technician. Restrictions apply. For details, see an Enterprise Car Sales Manager.

⁸ Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. Some limitations & restrictions apply.

⁹ Discount applies to base rate only. Up to 25% discount applies to participating locations. Discount varies by rental date, location and vehicle type. Taxes other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as CDW/LDW up to US $30 per day) are extra. In the US check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-Hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply. Void where prohibited.

¹⁰ Pick-up is subject to geographic and other restrictions.

¹¹ Unlimited mileage only available at participating locations.