Manage your Health Savings Account (HSA) online.

With Patelco Online, you can securely manage your Health Savings Account (HSA).

  • Get account and dividend details
  • Check balances
  • View your HSA debit card transaction history
  • Send us a secure message

What is a High-Deductible Health Plan?

An HDHP is an insurance policy that meets the dollar limits show in the table below.

High-deductible health plans and contribution limitations change annually to reflect cost-of-living increases.

2021 HDHP Limits*

Plan Coverage Self Only Family
Annual Deductible $1,400 $2,800
Annual Deductible plus out of pocket expenses cannot exceed $7,000 $14,000

2022 HDHP Limits*

Plan Coverage Self Only Family
Annual Deductible $1,400 $2,800
Annual Deductible plus out of pocket expenses cannot exceed $7,050 $14,500

Health Savings Account (HSA) Rates

HSA Tiered Rates

Rates Effective 1/1/2020
Minimum Balance APY1 Rate Dividends Paid
$0.00 0.05% 0.05% Monthly
$2,000.01 0.10% 0.10% Monthly
$3,500.01 0.25% 0.25% Monthly

Health Savings Account Q&A

1APY=Annual Percentage Yield