With Patelco Online™, you can securely manage your Health Savings Account (HSA).
- Get account and dividend details
- Check balances
- View your HSA debit card transaction history
- Send us a secure message
What is a High-Deductible Health Plan?
An HDHP is an insurance policy that meets the dollar limits show in the table below.
High-deductible health plans and contribution limitations change annually to reflect cost-of-living increases.
2021 HDHP Limits*
Plan Coverage | Self Only | Family |
Annual Deductible | $1,400 | $2,800 |
Annual Deductible plus out of pocket expenses cannot exceed | $7,000 | $14,000 |
2022 HDHP Limits*
Plan Coverage | Self Only | Family |
Annual Deductible | $1,400 | $2,800 |
Annual Deductible plus out of pocket expenses cannot exceed | $7,050 | $14,500 |
Health Savings Account (HSA) Rates
HSA Tiered Rates
Rates Effective 1/1/2020Minimum Balance | APY1 | Rate | Dividends Paid |
---|---|---|---|
$0.00 | 0.05% | 0.05% | Monthly |
$2,000.01 | 0.10% | 0.10% | Monthly |
$3,500.01 | 0.25% | 0.25% | Monthly |
Health Savings Account Q&A
Helpful HSA forms
1APY=Annual Percentage Yield