We provide a number of banking solutions to help your small business grow. Explore our customized products below to choose the right one for your business.
Help your business grow with the convenience of our worry-free Business Checking account.
Enjoy the convenience of higher transaction limits with low monthly fees.
Earn Rewards Points on your purchases and access extra security features, tools, and benefits to fit your business needs.
Ensure peace of mind and keep your business going with overdraft protection.
Everything your business needs — from hardware to software — to process credit or debit card payments.
A convenient, secure account that helps your business grow— and gives you access to your money when you need it.
Deposits are insured up to $250,000 (per account) by the NCUA
Manage your accounts with Patelco Online™
Say goodbye to fees and overdrawn checking accounts when you link certain accounts
As required by law, our Virtual Branch team members will ask for names, addresses, taxpayer ID numbers and other information to help us identify your business and its owners.
To become a business member at Patelco Credit Union, the business must operate in one of our eligible counties or cities:
Credit unions are typically not-for-profit organizations, so they often have lower fees and better interest rates than banks. Your money is also safe at a credit union: Deposits are insured by the National Credit Union Administration up to $250,000 per account.
Credit unions like Patelco are also member-owned, so they tend to offer more personalized service and support. Patelco offers a wide range of small business accounts and services, including business checking and savings accounts, credit cards, overdraft protection and merchant services.
It’s important to consider your business needs and budget before you open your small business account.
Some things you should consider:
A business account can lend credibility to your small business and opens your small business up to greater investment opportunities. It may also offer liability protection and make financial transactions easier. Finally, a separate business account can make it easier to manage your business finances and accounting.
Here’s some of the information we’ll ask for:
We’ll also need additional documents based on the type of business you own. We’ll provide the list when you meet with Virtual Branch.
We’ve created an easy to follow checklist that outlines what an individual must have in order to establish a business membership with Patelco.