Business Banking
We provide a number of banking solutions to help your small business grow. Explore our customized products below to choose the right one for your business.
Business Checking
Help your business grow with the convenience of our worry-free Business Checking account.
Business Interest Checking
Enjoy the convenience of higher transaction limits with low monthly fees.
Business Rewards Card
Earn Rewards Points on your purchases and access extra security features, tools, and benefits to fit your business needs.
Business Overdraft Protection
Ensure peace of mind and keep your business going with overdraft protection.
Business Merchant Services
Everything your business needs — from hardware to software — to process credit or debit card payments.
Business Savings
A convenient, secure account that helps your business grow— and gives you access to your money when you need it.
Business Money Market
Get the most out of your Patelco Business relationship with a rate as high as 4.00% APY1
Small business banking benefits to help meet your goals
Mobile Banking Made Easy
Access your money and accounts almost anywhere with our Mobile App
Peace of Mind
Deposits are insured up to $250,000 (per account) by the NCUA
Online Convenience
Manage your accounts with Patelco Online™
Overdraft Protection
Say goodbye to fees and overdrawn checking accounts when you link certain accounts
As required by law, our Virtual Branch team members will ask for names, addresses, taxpayer ID numbers and other information to help us identify your business and its owners.
Frequently Asked Questions
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Patelco Financial Solutions provides multiple investment options to choose from. Get in touch with a Financial Advisor to find the right fit.
Our Financial Advisors will provide you with a complimentary financial consultation and can create a customized investment strategy with retirement analysis. We’re committed to keeping our members on the path to financial wellbeing.
1 APY=Annual Percentage Yield. Rates are effective as of 06/01/2025 and are subject to change before or after account opening without notice. Rates vary by tier and apply to the full balance.
The following variable interest rates will apply to your account balance: 4.00% APY on balances of $250,000 or greater, 3.75% APY on balances between $100,000 and $249,999.99, 3.51% APY on balances between $50,000 and $99,999.99, 3.00% APY on balances between $25,000 to $49,999.99, 2.50% APY on balances between $5,000 to $24,999.99, and 0.05% APY up to $4,999.99.
In order to attain higher interest rates the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number). If the account fails to meet eligibility, the lower interest rate of 0.05% will be defaulted for that month.