Better rates, more savings and all about YOU.

As a member-owned, not-for-profit organization, our people before profits belief is deeply rooted in our purpose driven philosophy. It’s this higher standard that drives us to make a difference in people’s lives as every product and service is developed for the financial well-being of our members, not our bottom line.

Guided by our mission to help improve our members’ financial health, joining Patelco means you’ll find significantly better rates, lower fees and best-in-class products. That’s because everything we offer is designed to help our members get to where they want to go. Through good times and bad, we’ll have your back. That’s what keeps us motivated and inspired. It’s not only our job, it’s our purpose.

Our community

With 37 branches and over 335,000 members, we’ve proudly served the Bay Area for over 80 years.

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Membership is free and it’s easy to join. We’re always looking out for your financial well-being and are in this together. Join today.

The Patelco difference

Moving you forward, faster.

Used Auto Loan 1
25000
Patelco Credit Union
Interest paid
0.00
See Rates
Interest paid,
as of 3/8/2019
0.00
Interest paid,
as of 3/8/2019
0.00
Interest paid,
as of 3/8/2019
0.00
Money Market Select2
100
Patelco Credit Union
Interest paid
See Rates
Interest paid,
as of 3/8/2019
N/A
Interest paid,
as of 3/8/2019
Interest paid,
as of 3/8/2019

1Patelco: Interest paid is calculated with a rate based on excellent credit for a used auto for a 60 month term. Annual Percentage Rate of 3.64% effective 3/8/19. See rates at patelco.org/rates.

Bank of America: Interest paid is calculated with a rate based on excellent credit for a used auto for a 60 month term purchased from an authorized dealership in CA. Annual Percentage Rate of 3.74%  as per www.bankofamerica.com.

Wells Fargo: Interest paid is calculated with a rate based on excellent credit for a used auto for a 60 month term purchased from an authorized dealership. Annual Percentage Rate of 5.26% as per www.wellsfargo.com.

Chase: Interest paid is calculated with a rate based on excellent credit for a used auto for a 60 month term purchased from an authorized dealership. Annual Percentage Rate of 4.74% as per www.autofinance.chase.com.

2Source: Bankrate.com

APY = Annual Percentage Yield. Rates are valid as of 3/8/2019 and are subject to change after account opening without notice. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. "Blended APY" shown assumes the amount entered is held in the account for one year. Withdrawing funds before one year will result in a different realized rate. No minimum deposit required to open an account.

Limit one Money Market Select Account and Money Market Select IRA Account per account number. Certain withdrawal limits apply to Money Market Accounts. Blended APY by tier: $1 - $2,000 is 3.00% APY; $2,000.01 - $5,000 is 3.00% - 2.40% APY; $5,000.01 - $10,000 is 2.40% - 1.70% APY; $10,000.01 - $50,000 is 1.70% - 0.74% APY; $50,000.01 - $100,000 is 0.74% - 0.50% APY; $100,000.01 - $9,999,999 is 0.50% - 0.20% APY.

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