Branch Hours (PT)
|Weekdays||10am - 6pm|
|Saturdays||10am - 2pm|
- Onsite Parking
- Free WIFI
- Coffee & Tea
- Nearby Bus Stop
- Financial Advisor
- Wheelchair Accessible
- Member Seating Area
Meet our team
Hayward Branch Manager
Home Loan Consultant
NMLS ID: 236462
As a 15-year veteran in real estate, Albert has the expertise and creativity to guide you to the mortgage that best suits your needs.
Born and raised in San Francisco, Albert's knowledge of the complex Bay Area housing market has guided hundreds of buyers through the complex loan process.
Whether you are purchasing a new home or refinancing your existing loan, Albert will review your individual financial position and offer solutions that work for you - helping you understand all your options, not just the interest rate.
CUSO Financial Services, L.P.
CA Insurance License: 0M07077
Kristian Pavlov brings unmatched passion and enthusiasm in his approach to investing and retirement planning. This approach is firmly rooted in the belief that each client requires a customized solution based on their unique situation, risk tolerance, and time horizon.
“It’s all about education. With so much media and technological input, I think our current financial environment can be harder to navigate now more than ever before. I take pride in helping guide our members when achieving their financial goals.”
Kristian believes that financial planning is an ongoing, adaptive process. This pragmatic outlook allows him to work closely with clients to help create and apply custom financial strategies which will fit their short and long term needs.
Hear stories from real Patelco members
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!
We just finished opening our second and third account here and couldn't be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked about and was just so pleasant to deal with.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!