Weekdays | 10am - 6pm |
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Saturdays | 10am - 2pm |
Candice Clark Borrero
Elk Grove Branch Manager
Gegham brings nearly two decades of experience in banking and financial services. He started his career at Bank of America as a teller and quickly expanded his skillset into home lending. One of his favorite parts of his job is helping guide and educate his clients, especially new homeowners, with their financial needs and questions. He is patient and takes his time explaining all the various lending options and products available, and his goal is for his clients to feel comfortable working together, so they find it easy to make an informed decision when purchasing or refinancing their home. He enjoys fishing, listening to music and is also fluent in Armenian.
Darryl Hall, CRPC®
Financial Advisor
CUSO Financial Services, L.P.1
CA Insurance License: 0D10437
Darryl Hall, Chartered Retirement Planning CounselorSM, believes that setting and achieving goals is not about luck, it’s about seeking experienced investment advice, establishing confidence, creating a strategy, and relying on teamwork. By using a pragmatic and practical approach, he helps his clients achieve that balance – providing an educational viewpoint.
“It’s important to personalize strategies and ensure follow-through to meet each client’s unique needs. Since 2000, I’ve had the opportunity to analyze and review client assets, provide thorough recommendations, and offer valuable second opinions.”
Darryl customizes investment plans for his clients. He has the experience and knowledge level necessary to help clients in the accumulation phase and retirement income phase. He also specializes in tax-advantaged investing, estate planning, and leaving a legacy.
Patelco offers credit cards with competitive rates and no transfer fees, and debt consolidation loans to help you pay off your debt faster.
Get competitive rates on new or used auto loans or lower your car payments with car loan refinancing.
Watch your money grow with a savings account that matches your needs, including share certificates with higher interest rates.
Get the right checking account to manage your spending and say goodbye to fees with Patelco’s free checking account.
Learn about our investing and financial planning services and get help with investment strategies, college savings plans, estate planning and more.
Get a fixed or adjustable home loan with competitive rates, or use get a home equity line of credit to pay for a remodel or other big expense.
1 APR (Annual Percentage Rate). New Auto rates starting at 6.04% APR effective 12/06/2024; subject to change without notice. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account relationship, vehicle mileage, amount financed and vehicle age. Additional discounts may apply. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. New Auto loan payment example: $23.68 per month per $1000 borrowed at 6.29% APR for 48 months.
2 APY=Annual Percentage Yield. Rates are effective as of 12/01/2024 and are subject to change before or after account opening without notice. Rates vary by tier and apply to the full balance. The following variable interest rates will apply to your account balance: 4.25% APY on balances of $250,000.00 or greater, 4.00% APY on balances between $100,000.00 and $249,999.99, 3.51% APY on balances between $50,000.00 and $99,999.99, 3.00% APY on balances up to $49,999.99. In order to attain high interest rates, the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number) with a total monthly deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05% will be defaulted for that month. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Zelle®, Venmo, PayPal or other similar deposits, cash deposits, check deposits (except checks written from another Patelco account), wire transfers, multiple deposits (of the types listed above) that add up to at least $500 in a calendar month. Qualifying deposit transactions do not include Patelco account to Patelco account transfers, chargebacks, or promotional incentive payments from Patelco.