Routing # 321076470

Patelco Credit Union Citrus Heights

Open today from 10am - 5pm PT

6100 Birdcage Centre Ln Suite 125, Citrus Heights, CA 95610

Citrus Heights Front

Branch Hours (PT)

Weekdays 10am - 5pm
Saturdays 10am - 2pm

Our Services

  • Onsite Parking
  • Free WIFI
  • Coffee & Tea
  • Nearby Bus Stop
  • ATM
  • Financial Advisor
  • Certified Financial Specialist
  • Wheelchair Accessible
  • Private Meeting Offices
  • Digital Self Service
  • Member Seating Area

Meet our team

Crickett Luna

Citrus Heights Branch Manager

Gegham brings nearly two decades of experience in banking and financial services. He started his career at Bank of America as a teller and quickly expanded his skillset into home lending. One of his favorite parts of his job is helping guide and educate his clients, especially new homeowners, with their financial needs and questions. He is patient and takes his time explaining all the various lending options and products available, and his goal is for his clients to feel comfortable working together, so they find it easy to make an informed decision when purchasing or refinancing their home. He enjoys fishing, listening to music and is also fluent in Armenian.

Darryl Hall, CRPC®

Financial Advisor

CUSO Financial Services, L.P.1

CA Insurance License: 0D10437

Darryl Hall, Chartered Retirement Planning CounselorSM,  believes that setting and achieving goals is not about luck, it’s about seeking experienced investment advice, establishing confidence, creating a strategy, and relying on teamwork. By using a pragmatic and practical approach, he helps his clients achieve that balance – providing an educational viewpoint.

“It’s important to personalize strategies and ensure follow-through to meet each client’s unique needs. Since 2000, I’ve had the opportunity to analyze and review client assets, provide thorough recommendations, and offer valuable second opinions.”

Darryl customizes investment plans for his clients. He has the experience and knowledge level necessary to help clients in the accumulation phase and retirement income phase. He also specializes in tax-advantaged investing, estate planning, and leaving a legacy.

Hear stories from real Patelco members

My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can’t say enough about how well we were treated, and overall, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!

David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online… and now it’s completely done, money transferred and paid off the original loan!

My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!

Judy F.
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan […]

We just finished opening our second and third account here and couldn't be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked about and was just so pleasant to deal with.  

Suzette W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]

After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!

Nelson P.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest […]

Patelco member Lonna B. smiles at the camera.
A portrait of Patelco member David L.
Patelco member Judy F. holds her small dog.
Suzette W., a Patelco member, smiles at the camera.
Nelson P., a young Patelco customer, looks out the window.

Featured Products at Patelco Citrus Heights

Checking Accounts

Manage your everyday spending and access online banking tools that are tailored to you. Open a checking account today.

Savings & Certificates

Explore a range of savings and money market accounts. Start earning when you open a savings account.

Credit Cards & Personal Loans

Credit cards with everyday low rates and $0 balance transfer fees, and personal loans to pay off high interest debt or other expenses.

Auto Loans

Explore competitive rates on new or used car loans, and save on payments when you refinance your current auto loan.

Home Loans

Home loans for any need, with flexible lending options for new and existing homeowners. Refinance your existing mortgage to reduce payments or take cash out.

Investments & Financial Planning

Personalized strategies, tools and expertise to help you along your financial journey. Learn more about our investing and financial planning services.

1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA, SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Check the backgrounds of our investment professionals on FINRA’s BrokerCheck.

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