Hands‑On Budgeting: Trackers, Calculators, and Digital Tools

Online fraud is growing fast — and scammers are getting more sophisticated every day. Join Patelco as we host Dr. David Maimon for a clear, eye‑opening look at how today’s fraud schemes really work and what you can do to protect your money and identity. He’ll share real examples from his research and give practical tips every Patelco member can use.

What you’ll learn:

• How thieves steal identities
• How stolen identities are used in scams
• How to protect yourself from identity theft

Kick off 2026 on the right foot! In this webinar, we’ll discuss how to bounce back from holiday spending and stress, reset your financial mindset, and build a budget that aligns with your values and supports your goals. You’ll leave with practical tools and strategies to make saving and planning for the new year feel achievable and motivating. What you’ll learn:

• How to recover from holiday expenses without losing momentum
• Mindset shifts to help you start the year financially strong
• Steps to create a realistic, sustainable budget
• Tips for setting and reaching meaningful savings goals

Looking forward to the holiday season, but worried about entering the New Year with a financial hangover? Join our webinar and receive financial insights to inspire and motivate you in a positive direction as we conclude 2025. Join Patelco’s Veronica Dangerfield to learn about these topics and more:

• Taking a break from the holiday stress to focus on building resilience
• Shifting to a positive perspective to enhance your emotional wellbeing
• Focusing on goals and practicing gratitude