Digital Wallets | How to Setup and Use

Make payments on the go

With a simple tap of your phone, you can use your Patelco Mastercard^®® credit or debit card to pay at over one million U.S. merchant locations that accept mobile payments.

Simply use one of the of the trusted solutions below — your payment information is never shared with merchants or stored on your device.

Apple Pay, Google Pay, and Samsung Pay

Accepted anywhere the contactless pay symbol appears. Available for credit and debit cards.

Choose your app

Set up Apple Pay

Install Google Pay

Install Samsung Pay

Getting started using your Digital Wallet

Set up your Digital Wallet

Choose the trusted app that is compatible with your phone
Depending on your device, the app may already be installed — or you may need to download it
Open the app and enter your Patelco debit or credit card information and follow the installation instructions on your screen

Make a contactless purchase

Look for the contactless symbol at the payment terminal
Tap your mobile device to use your Patelco Mastercard for an in-store purchase

Enjoy the convenience

Use your Digital Wallet to make quick purchases within mobile apps without needing to enter your card information.
Your Digital Wallet may also store loyalty program information and access rewards and discounts.

Frequently asked questions about Digital Wallets

When you pay using digital payments, your card info is not stored or transferred to the merchant — so your card data is protected.
If you are affected by a merchant's security breach, simply call Patelco at 800.358.8228, explain which method you used to pay (digital or traditional). We'll help you determine your next steps.
It's easy to update your card in your Digital Wallet. First, delete your old card from your payment app. Then add the card back to the payment app as if you were doing it for the first time. The digital code associated with your card will be deleted and a new one will be assigned.
Some purchases, like at gas stations and vending machines, require a pre-authorization before you can actually make the purchase. In these instances, your Digital Wallet will show the authorization amount and not the final purchase price. Your final purchase price will be accurate in Patelco Online^™ and Mobile Banking, and on your account statement.
Digital Wallet solutions assign, encrypt and securely store a unique "token" for each transaction. When a purchase is made, the token, along with a transaction-specific dynamic security code, is used to process the payment. Your card number is never shared with merchants or transmitted with the payment.

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