Routing # 321076470

Text Message Terms of Service for Short Code 41043

Text START to 41043 to sign up for Patelco Loan Alerts

Message and data rates may apply. You will receive up to 3 messages per week.

Text HELP to 41043 for help or STOP to cancel.

Terms of Service:

Privacy Policy:


Patelco may contact you via text messages to your mobile number via short code 41043. These Terms of Service, hereafter referred to as “TOS”, refer specifically to SMS (text message) communications that are handled via short code 41043.

Opting in

When you opt in to the service governed by this TOS, we will send you an SMS (text) message to confirm your signup.

This service is used to send you notifications about your accounts with Patelco Credit Union. By opting in, you are agreeing to received service-related messages about your accounts with Patelco Credit Union.


You can unsubscribe from (cancel) this service at any time. Just text STOP to 41043. After you send the message STOP to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us from short code 41043. If you want to join again, just sign up as you did the first time, and we will start sending messages to you again.


If at any time you forget what keywords are supported, just text HELP to 41043. After you send the message HELP to us, we will respond with instructions on how to use our service, as well as how to unsubscribe.

Compatible Carriers

We can deliver messages to the following mobile phone carriers:

Major Carriers - AT&T, Verizon Wireless, Sprint, and T-Mobile™*

Minor Carriers - U.S. Cellular, Boost Mobile, MetroPCS, Virgin mobile, Alaska Communications Systems (ACS), Appalachian Wireless (EKN, Bluegrass Cellular, Cellular One of East Central, IL (ECIT), Cellular One of Northeast Pennsylvania, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWirelesss (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP corporation), Thumb Cellular, Union Wireless, United Wireless, Vlaero Wireless, and West Central (WCC or 5 Start Wireless)

*Carriers are not liable for delayed or undelivered messages.

Cost to You

As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider directly. For all questions about the services provided by this short code, you can send an email to

Text Messages Not Governed by this TOS

Patelco may contact you via calls and/or text messages to your mobile number using a different short code or phone number. For more information, please refer to the Consent to Use of Mobile Phone Numbers section contained in our Member Handbook.


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