Earn rewards, every day.

Every day spending is rewarding with the Patelco Points Rewards credit card. Use this card for the things you already buy like groceries and gas, and get double the points.

  • Great option for those who want to earn points on everyday purchases to redeem for travel and merchandise
  • No annual or balance transfer fees
  • Unlimited Patelco Rewards points that never expire
  • 2 points for every $1 in gas and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 9.65% APR¹

Guide to Benefits
Terms & Conditions
Points Rewards Program Terms & Conditions


Special offer

Get 10,000 extra points if you spend $2,500 in the first 3 months²

¹ Variable APR as of 2/26/2019. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.

² Bonus points apply to purchases only. Does not apply to balance transfers.