Plus Checking Features

ID Protection

Identity Theft Protection

Identity Theft Protection

Identity Theft Protection

ATMs

Automatic ATM Rebates

Automatic ATM Rebates

Automatic ATM Rebates

Save

Automatic Round-Up Savings with 10% Match

Automatic Round-Up Savings with 10% Match

Automatic Round-Up Savings with 10% Match

Overdraft Protection

Credit Monitoring

Credit Monitoring

Credit Monitoring

No penalty

Nationwide Discounts

Nationwide Discounts

Nationwide Discounts

ID Protection

Plus Checking Features

Plus Checking Features

Roadside Assistance

  • Coverage for you and your family
  • Online ID vault for sensitive information, documents, and passwords you want monitored and protected
  • Fully managed ID Restoration Pro for the entire family to discover, isolate and prevent future fraud
  • Up to $10,000 a year of theft insurance to help cover charges accrued due to the theft (e.g. lawyer’s fees, lost wages)
  • Monitoring of public records, the internet and dark web, payday loans, and other places your information doesn’t belong
 
  • Use any ATM worldwide
  • Automatic reimbursement of ATM fees by the end of the day
  • Two reimbursements per month
 

ATM fee rebates, where offered as part of a checking benefit, apply to cash withdrawals using your Mastercard® debit card wherever it is accepted. Patelco Credit Union reserves the right to modify or discontinue the ATM fee rebate at any time. See Member Handbook for more details.

  • We’ll round-up your total to the nearest dollar and transfer the difference into your savings account
  • We’ll then match 10% of the rounded-up amount and deposit it into your savings account
 
  • Receive free credit monitoring across all 3 bureaus
  • Free quarterly credit report
  • Free quarterly credit score¹
  • Automated alerts if anything on your credit profile changes
 
  • Enjoy local and national discounts on dining, entertainment, travel, health, and shopping at thousands of merchants and stores you love, like Target and Apple
  • Easily accessible via the Patelco Plus Benefits App powered by BaZing, a leading provider of innovative online and mobile-based consumer checking solutions²
  • Patelco Plus Benefits App uses geolocation to deliver the discounts that are nearest to you
  • 24/7 roadside assistance including: 
    • Flat tire assistance
    • Towing
    • Battery service
    • Fuel, oil, fluid, and water delivery
    • Lock-out assistance
    • Collision
    • Extrication assistance
  • Up to $80 in service charges per incident
  • Up to four services per year
 
  • Fix a damaged phone or replace a stolen phone
  • Covers up to three phones 
  • Up to $400 per claim 
  • Up to $800 per year (max 2 claims per year)
  • To be eligible for protection, the cell phone bill needs to be paid for out of the applicable Plus Checking account in the month prior to any incident

 

Cell phone protection is subject to additional terms and conditions. Identity, Credit, and Round-Up features all require enrollment. Insurance products are not a deposit, not NCUA insured, not an obligation by the Credit Union, its affiliates,  and not guaranteed by any government agency. Participating merchants on Patelco Plus are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. Policies and account features subject to change without notice.

¹ The credit score is not necessarily the same score used by other credit bureaus.

² The Patelco Plus mobile app (powered by BaZing) is available on the App Store and Google Play Store. Eligible account holders of Plus Checking may download and login to the Patelco Plus mobile app using a valid email address and temporary password provided at the time of account opening. Not all versions of Andriod and iOS are supported.