Send money fast with Zelle^®

A: Zelle is a great way for members to send, receive or request money with family and friends within minutes.¹ Plus it's free to use within Patelco Online™ or the Patelco Mobile App. With just an email address or US mobile phone number, you can send money to almost anyone you know, regardless of where they bank.²

A: It’s easy–Zelle is already available in the Patelco Mobile App and Patelco Online™.

1. Simply log in to Patelco Online™ u or the Mobile App using your existing online banking User ID or create an account.

2. Select the MORE widget, then navigate to Zelle^® and follow the steps to enroll (must be over 18 to enroll). You can enroll with your US mobile phone number or email address.

NOTE: Your phone or email will need to match what is on file in your online banking profile.  You can update your profile by visiting the settings tab within Patelco Online™ or in our Mobile App.

A: For your security, we restrict the number of transactions and the dollar amount you can send to recipients in any 24-hour and 30-day period. There is no limit on the amount of money you can receive using Zelle. In Patelco Online™ or the Patelco Mobile App, you can also select the question icon next to limits to see your remaining available daily limit.

*Transactions typically occur in minutes when the recipient’s email address or US mobile number is already enrolled with Zelle

**The sum of a individual’s pending/unsettled transactions in a given day; transactions that have not completed/waiting for the receiver to accept the funds

A: There is no fee to use Zelle within the Patelco Mobile App or Patelco Online™. At times, you may receive notifications via text message if you have enrolled your US mobile phone number. Your wireless provider may charge you per text message, so check your wireless plan before using the service.

A: Yes. Members must be 18 or older to use Zelle.