Enjoy convenient banking services any time, anywhere!
Manage all of your banking in one place with Patelco Online™. Our recently launched platform includes exciting features like:
- A personal dashboard with up-to-the-minute balances, and upcoming payments and transfers
- Customizable notifications to help you stay on top of your finances
- Budgeting tools to manage your money effectively
- Integration with Quicken, Mint and Excel
Get started today with Patelco Online™ >
Go mobile and bank wherever you want.
Patelco Mobile Banking and our Mobile App let you manage your account and make deposits from your tablet or smartphone. Select a logo below to download our Mobile App:
Save time and paper with eStatements
Go a little greener with electronic statements, which you can access conveniently - and which provide added protection against mail theft. We'll email you each month to let you know when your statement is ready to view.
Getting started with eStatements
- Log in to Patelco Online™
- To choose your statement type, select the ACCOUNTS widget after logging in to online banking.
- Select the Statements tab.
- Select Settings.
- Choose whether you prefer eStatements or Paper for each type of account.
- Select the Submit button when you're done.
To view statements online, log in to Patelco Online™, select the ACCOUNTS widget, and then select the Statements tab. (You don't need to be signed up for eStatements to view your statements online.) You can view up to 5 years of statement history. If you need a statement older than 5 years, send us a secure message using the MESSAGE CENTER widget.
Use Bill Pay to manage payments with just a few taps or clicks
With Bill Pay, you can pay any bill with no stamps, paper, or trips to the mailbox. Easily make one-time payments and schedule automatic payments. To see just how easy it is, check out our Bill Pay videos.
Payments are made securely and covered by Patelco's Online Bill Payment Guarantee. To get started, select the BILL PAY widget in Patelco Online™. (You'll need a checking account and Patelco Online™ access to get started.)
Stay informed about transactions, account balances, overdrafts and more. Better still, use Alerts to help you manage your money by customizing budget notifications to let you know if you are ever overspending.
Customize Your Alerts
If you want to get custom Alerts via text message, be sure to verify your mobile number first (see below).
To customize your alerts, sign in to Patelco Online™ and select your name (or the down arrow) in the upper right. Select Settings, and then choose the Notifications tab to access all the available Alerts.
How to verify your mobile number
- Log in to Patelco Online™
- Select the down arrow in the upper right next to your name.
- Select Settings
- Select the Contact tab
- Next to Mobile, select Edit
- If your mobile number is not confirmed, you'll see words that effect.
- Make sure that the box is checked next to "I would like to receive SMS text messages to this number." To confirm your number, select Send a code via text.
- Follow the on-screen instructions, and then enter your code.
- After entering your code, select Verify
- You'll receive a second code. Enter that code in the Enter Code box.
- Select Confirm Code.
- Select Save Changes. Once your mobile number is confirmed, you can opt in to text message Alerts about your accounts.
With Patelco Online™, we offer safe and secure options to transfer money:
- Between your Patelco accounts
- To another Patelco member
- Between your account and another financial institution
- To any other person using PopmoneyTM
You can also send money around the globe with our partner Xoom™.
Take advantage of this debit card service and shop worry-free.
If you opt in through Patelco Online™, we may authorize debit card purchases (except PIN-based transactions) even if you don't have sufficient funds to cover the transaction.
For each paid overdraft transaction, we'll charge a $28 fee, unless you make a deposit to cover the negative amount of your account by the end of the same business day. (If the overdraft brings your account negative by $25 or less, we may also waive the fee.)
Once you're overdrawn on your account, you'll also be responsible for any other penalties or fees. Please refer to your Patelco Member Handbook for program details.
Want another way to protect your account from being overdrawn? Check out your overdraft protection options in Patelco Online™.
To set up or modify Courtesy Pay, check out the COURTESY PAY widget in Patelco Online™. (You may need to select the MORE… widget first.)
Personal Finance Manager
This Patelco Online™ feature enables you to create and track budgets, set savings goals and receive notifications when you meet your milestones. To explore these features, use the BUDGETS and SAVINGS GOALS widgets once you've logged in. (You may need to look under MORE… first.)
Say goodbye to fees and overdrawn accounts with Overdraft Protection
Here's how it works: we'll transfer money from your chosen backup account(s) to your checking account if there isn't enough money to cover a check, debit card purchase, or electronic transaction. It's a great way to avoid overdrawn accounts, overdraft charges and late fees. You can designate up to 8 backup accounts, and add or remove them easily.
To set up or modify Overdraft Protection, select the OVERDRAFT PROTECTION widget in Patelco Online™. (You may need to select the MORE… widget first).
Deposit checks anytime, anywhere with Anywhere Deposit
Anywhere Deposit lets you to deposit checks directly into your account using Patelco Online™ or the Mobile App.
To use Anywhere Deposit, you must:
- Meet credit requirements
- Have been a member for more than 30 days if you opened your membership online or over the telephone
- Have our Mobile App on your iPhone or Android device, or be logged in to online banking
- Be registered for Patelco Online™
(Anywhere Deposit requires iOS version 4.2 or later, Android version 2.3 or later, or a compatible desktop browser.)
To use Anywhere Deposit, select the ANYWHERE DEPOSIT widget in Patelco Online™ (you may need to select the MORE… widget first), or select the check deposit icon inside our Mobile App.
Get started with Patelco Online™ >
Select a logo below to download our Mobile App: