AD&D Insurance

Accidents can happen anytime, so we’ve made it easy to protect the ones you love 24/7. AD&D can be a valuable supplement to life insurance and pays a cash benefit in the event of a covered injury or death due to an accident.

Patelco is proud to offer our members a no-cost $2,000 AD&D policy. This benefit is paid for by Patelco, provided by TruStage®1, and underwritten by CMFG Life Insurance. Additional Coverage is available for as little as $1 per month per $10,000 of coverage. Getting the coverage you need has never been easier!

Key Features

Piggy bank Icon.

No Cost

$2,000 AD&D coverage

A shield with a padlock symbol. Icon.

Guaranteed Acceptance

No medical or health questions required

Person using laptop with a dollar sign overhead Icon.

Extra Coverage Available

Additional Coverage as low as $1 per month per $10,000 of coverage

A symbol of a padlock. Icon.

Protection Where You Need It

At home, at work, on vacation, and during travel

Frequently Asked Questions

Let's invest in your future
Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions2 can help you stay on the right track today – and tomorrow. We’ll even provide you with a complimentary financial consultation. Getting started is easy!
A financial specialist meets with a Patelco member.
Coverage for the unexpected
Patelco offers insurance solutions3 for every stage of life, so no matter where you or your family are at, we’ve got you covered. Learn more about how you can help protect yourself and those you love.
An illustration with a video  play button that reads: Be ready for the unexpected with Patelco Protection Plans.

Continued Reading

October 29, 2019

What kind of insurance do I need? Get guidance on how much car insurance, if you need life insurance and how much and how to evaluate the cost of health insurance.

November 8, 2019

Thinking about life insurance? Get the facts from Patelco to find out about the types of life insurance, what it covers, and how much life insurance you may need!

October 29, 2019

Having an emergency savings fund is the best way to weather an unexpected financial hardship. Get expert advice on how to manage your emergency money.

Get AD&D
Claim your no-cost coverage today
  • 1  TruStage® Accidental Death and Dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. This insurance is not federally insured or guaranteed or sold by your credit union. Be sure to understand the complete details of coverage, including any exclusions and limitations. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency. ©TruStage Insurance Agency. Base policy numbers E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL. Product availability and features may vary by state. ADI-5367172.1-1222-0224

  • 2 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

  • 3 Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products are offered are by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance,