We want to help you borrow smart
When you make smart choices about borrowing, you can stick to your budget, take care of your immediate needs, and enhance your sense of financial wellness.
At Patelco, we have loans available for all types of needs – and we want to make sure you’re doing what’s best for your individual financial journey. Check out the articles on this page, as well as the resources highlighted below.
And if you’re one of our members struggling with debt, check out our resources for tackling existing debt.
- How to Avoid Student Loan Scams
- Get the Facts on Student Loan Repayment Options
- The CARES Act and Student Loan Relief
- What Affects Your Credit Score?
- How Do I Improve My Credit?
- What is a Credit Score?
- What Credit Card is Best for Me?
- When to Refinance Your Mortgage
- Common Mortgage Terms Defined
- Mortgages 101
- How to Save for a House
- Risks of Less than 20 Percent Down Payment on a House