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Credit & Debt

Learn to borrow responsibly.

We want to help you borrow smart

When you make smart choices about borrowing, you can stick to your budget, take care of your immediate needs, and enhance your sense of financial wellness.

At Patelco, we have loans available for all types of needs – and we want to make sure you’re doing what’s best for your individual financial journey. Check out the articles on this page, as well as the resources highlighted below.

And if you’re one of our members struggling with debt, check out our resources for tackling existing debt.

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