Using the latest technologies and algorithms, our robo advisor chooses from 51 low-cost professionally selected exchange-traded funds (ETFs) and builds a diversified portfolio to help meet your needs and keep you on the path of financial wellbeing. Whether you're just starting out, need to catch up for retirement, or saving for a child's education, it's never too late to start investing towards your future.

Our Robo Advisor Program offers these convenient features:

  • Easily transfer and rollover your IRA and 401(k)
  • Automatically creates a customized portfolio to align with your investment goals
  • Technical support available
  • Competitive, low-cost management fees
  • Quick and easy account set-up
  • Invest with as little as $5,000

Get Started


Getting started is easy

  • Complete a short questionnaire to establish your goals, risk tolerance, and timeline
  • Get a diversified portfolio of ETFs chosen by professionals
  • Our robo advisor monitors your portfolio daily and automatically rebalances as needed

It's that simple!

Patelco is committed to helping our members on their financial wellness journey. If you're looking for a smart, efficient way to set up and manage a portfolio – for retirement, education, a house, or more – Patelco's Robo Advisor Program is here to help you get there.

Get Started Today


Got questions?

Check out our Robo Advisor FAQs


* These materials have been independently produced by Patelco Financial Solutions available through CFS*is independent of, and has no affiliation with, Schwab Performance Technologies® (“SPT”), Charles Schwab & Co., Inc. (“CS&Co”), or any of their affiliates (together, “Schwab”). Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials, nor has Schwab independently verified any of the information in them. Institutional Intelligent Portfolios® is an automated investment management service for independent advisors and available exclusively through independent investment advisory firms like Patelco Financial Solutions, not Schwab, is responsible for advising you on its program, including recommending and selecting a portfolio appropriate for you and managing your portfolio on a discretionary basis. Your portfolio will be held in a brokerage account at CS&Co. “Institutional Intelligent Portfolios” is a trademark of Charles Schwab & Co., Inc.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFS does not provide tax or legal advice. For such guidance, please consult a tax and/or legal advisor.

Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CUSO Financial Services, LP located at Patelco Financial Solutions is offering our Robo Advisor Program as an innovative new way to invest through Schwab Performance Technologies®. Our Robo Advisor Program offers a diverse suite of portfolios using an automated management investment service that helps automatically rebalance your investments when needed.

To get started or learn more, visit our Robo Advisor Program. Your portfolio will be held in a brokerage account at Charles Schwab & Co., Inc.

Are you Retirement Ready?

Watch Video