Financial Advisor Services

Darryl Hall, Chartered Retirement Planning Counselor^SM,  believes that setting and achieving goals is not about luck, it's about seeking experienced investment advice, establishing confidence, creating a strategy, and relying on teamwork. By using a pragmatic and practical approach, he helps his clients achieve that balance - providing an educational viewpoint.

"It's important to personalize strategies and ensure follow-through to meet each client's unique needs. Since 2000, I've had the opportunity to analyze and review client assets, provide thorough recommendations, and offer valuable second opinions."

Darryl customizes investment plans for his clients. He has the experience and knowledge level necessary to help clients in the accumulation phase and retirement income phase. He also specializes in tax-advantaged investing, estate planning, and leaving a legacy.

Confidence is vital when helping someone with their financial goals. Jane Krueger, a CERTIFIED FINANCIAL PLANNER™, understands and respects that need. She has been advising clients on their investment and retirement needs for over two decades. Jane specializes in the analysis of client portfolios, giving an honest and unbiased evaluation of every situation - creating a customized retirement plan for clients to implement.

"Patelco members want to know how to reach their goals. Then they want someone to help them take action. I'm here to help change lives with action rather than procrastination."

By using a goal-oriented approach, her clients are presented with strategies for growth, preservation of assets, retirement income, and long-term care solutions.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

As a seasoned professional, Jay Long is keenly aware that timing and a hands-on approach to investing is essential in today's world of investments. With nearly 30 years of experience, Jay provides a comprehensive perspective to manage a client's financial plans across both up and down markets. He enjoys helping them understand and plan their personal road to retirement and beyond - to the years during retirement.

"I'm honored to be here to help Patelco members find the answers they need to plan for and enjoy their retirement years."

Over the last three decades, Jay has earned the confidence and admiration from countless clients. He understands that everyone's risk tolerances and investment goals are unique. Employing an informed and time-tested perspective for every client relationship, Jay educates families and individuals to help them chart a path toward success.

JR is a Certified Financial Planner™ who has built a solid reputation on caring about his clients by formulating a plan, choosing investments around that plan, and tracking and monitoring those investments over time. When clients come to him for advice and planning, they experience a financial advisor who cares about creating a full-service financial plan that makes sense.

"I recommend tailor-made strategies and plans based on each client's unique situation. I do this to best help Patelco members reach their financial goals."

He is always focused on the client's individual needs, bringing value to any client who seeks his experience, including retirement planning, intergenerational asset management, as well as tax-advantaged investing. Knowledgeable about many investment opportunities, he specializes in the analysis and review of existing client assets and providing valuable second opinions.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

John Borbon builds life-long relationships with his clients in order to deliver a full-service customer experience — combining personal attention, financial planning, and retirement advice.

“I strive to help each of my clients plan for their financial future through comprehensive analysis with their goals in mind. My passion is for educating clients about investing and retirement planning and ultimately making a difference in their lives.”

John firmly believes each investor is unique, and investing is very personal. With the highest level of professional integrity, John recommends tailor-made strategies based on each client’s individual situation to help them reach their financial goals.

Kristian Pavlov brings unmatched passion and enthusiasm in his approach to investing and retirement planning. This approach is firmly rooted in the belief that each client requires a customized solution based on their unique situation, risk tolerance, and time horizon.

“It’s all about education. With so much media and technological input, I think our current financial environment can be harder to navigate now more than ever before. I take pride in helping guide our members when achieving their financial goals.”

Kristian believes that financial planning is an ongoing, adaptive process. This pragmatic outlook allows him to work closely with clients to help create and apply custom financial strategies which will fit their short and long term needs.

Leif Tinsley's goal is to make a difference in his clients' lives. Early in his career, he learned that developing relationships and trust is integral to financial advising. He meets each client from the perspective of “how can we work together to give you confidence and success within your investment goals”.

Helping clients realize their financial goals is a top priority. Whether clients are accumulating wealth, planning for a major expense, or nearing retirement, he assists in guiding them to solutions that fit the stage they are in with a long-term plan always in mind.

His strengths are listening and being aware of his clients' needs, while at the same time explaining and helping them feel comfortable along the way. With many years of' experience in financial services, Leif Tinsley is a problem solver that cares about his clients' financial future.

Dixon Wang believes a trusted relationship between clients and advisors begins with building connections. He asks key questions, listens attentively to understand each client’s unique financial background, and then guides them toward the financial products and services that fit their needs, for both short- and long-term goals.

”My clients come from diverse financial backgrounds. I work closely with each one to help keep them on the track to financial wellness and prosperity. Ultimately, my clients’ financial success is how I measure my success.”

The services Dixon provides include Retirement Planning, Estate Planning, Education Planning, Retirement Income and much more. Dixon has a passion for helping credit union members determine the best options for their goals.

Mani Budwal brings a breadth of experience to investments and financial planning. His diverse background and training enables him to help clients pursue their long and short-term financial goals through comprehensive, individualized financial planning.

“I’m a big believer in awareness and education. I find that Patelco members often times don’t know about the kind of solutions that are available for them to help achieve their goals. It brings me a lot of happiness to financially educate our members and know that I have impacted them and their family’s lives for the better.”

Mani believes that a client-focused approach to financial planning helps to ensure that recommended solutions encompass each client’s goals, time horizon and risk tolerance. He specializes in investment analysis and works closely with his clients to develop a customized financial strategy that they are comfortable embracing. 

As a CFS Financial Advisor, Nancy Hernandez is passionate about helping clients and their families achieve their financial goals. She starts each relationship with an in-depth client profile meeting, reviewing current savings and investment plans, as well as gaining a solid understanding of their long- and short-term financial objectives. Nancy uses that information to craft a detailed financial strategy.

"Patelco members appreciate that I'm here to guide them through the financial planning process. When I can help them build a plan they can commit to and understand, I know I've done my job as their advisor. That's when we become partners in the process."

Because every client has different financial needs, Nancy is proud to provide the skill and knowledge necessary to plan toward their future, including educating clients about the many investment options available today. She's dedicated to working with clients to build a comfortable, customized plan that provides a solid financial solution.