The right card for your wallet
MADE FOR YOU
SECURITY FIRST
CONVENIENCE AND SAVINGS
Pure Mastercard® Credit Card
The smart, easy way to pay.
- A great, basic credit card for making everyday purchases
- Smart, low-rate option for those who carry a balance, or looking to transfer from a high-interest card
- No annual or balance transfer fees
- Rates as low as 8.45% APR1
Points Rewards World Mastercard® Credit Card
Enjoy superior, worldwide rewards and benefits.
- Great option for those who want to earn points on everyday purchases to redeem for cash back, gift cards, travel and more
- No annual or balance transfer fees
- Unlimited Patelco Rewards points that never expire
- 2 points for every $1 in gas and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 10.40% APR1
- Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
Passage Rewards World Elite Mastercard® Credit Card
Experience our highest rewards earning
- Exceptional benefits and service for those who frequently travel and dine out.
- No balance transfer fee
- Free for the first year; $85 per year afterward
- Redeem points for cash back, gift cards, travel and more
- 3 points for every $1 in travel and dining purchases
- 2 points per $1 for all other purchases
- Rates as low as 12.40% APR1
- Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
Payback Rewards World Mastercard® Credit Card
Earn unlimited cash back
- Unlimited 2% cash back Patelco Rewards on all purchases2
- Deposit your cash back rewards to your savings or checking account or apply them as a statement credit
- No balance transfer fee
- Free for the first year; $35 per year afterward
- Rates as low as 12.40% APR1
- Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
Progress Student Rewards Mastercard® Credit Card
Earn more on everyday student expenses.
- No annual or balance transfer fees
- Redeem points for cash back, gift cards, travel and more
- 2 points for every $1 in school and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 10.40% APR1
Pure Secured Mastercard® Credit Card
Great for building or rebuilding credit.
- Build or re-build credit quickly by depositing cash equal to 100% of your approved credit into an interest-bearing savings account
- No annual, balance transfer, over-the-limit, or returned payment fees
- One low rate of 8.45% APR1
PURE MASTERCARD |
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Rates as low as 8.45% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
POINTS REWARDS WORLD MASTERCARD |
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Rates as low as 10.40% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
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Best choice if you: |
PASSAGE REWARDS WORLD ELITE MASTERCARD |
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Rates as low as 12.40% APR1 APPLY TODAY |
Free for the first year; $85 thereafter |
Patelco Rewards points:
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Best choice if you: |
PAYBACK REWARDS WORLD MASTERCARD |
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Rates as low as 12.40% APR1 APPLY TODAY |
Free for the first year; $35 thereafter No balance transfer fee |
Patelco Rewards points:
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Best choice if you: |
PROGRESS STUDENT REWARDS MASTERCARD |
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Rates as low as 10.40% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
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Best choice if you: |
PURE SECURED MASTERCARD |
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One low rate of 8.45% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
Credit Card Benefits
Online & Mobile Banking
Check Rewards balances online
Digital Wallets
Zero Liability Protection
Zero Liability Protection
Additional protection should someone make unauthorized purchases with your card.
Discover card security benefits
Mastercard® ID Theft Protection™
Mastercard® ID Theft Protection™
No-cost personal information protection with your Mastercard debit or credit card.
Discover card security benefits
Price Protection
Price Protection
Reimburses you the price difference on eligible items.
Extended Warranty + Satisfaction Guarantee
Extended Warranty + Satisfaction Guarantee
Increased warranty on eligible items when you pay with your Mastercard card.
Emergency card replacement
Emergency card replacement
24/7 service should you misplace your card.
Mastercard® Priceless Cities
Mastercard® Priceless Cities
Get insider access to one-of-a-kind experiences and offers.
Discover Priceless CitiesIt's more than just a card in your wallet
The Patelco Rewards Difference
Unlimited points that never expire and flexibility to spend rewards your way.
Traveling Soon? Let us know
Send us a secure message in Patelco Online™ or give us a call at 800.358.8228
Benefits and More Benefits
From safety and security, to travel services. Patelco credit cards come with extra free services.
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1.Variable APR as of 2/26/2019. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
2. Cash back accumulates as points valued at 2 points for every $1 purchased. Points can be converted to cash at any time at a value of $.01 per point. Cash back points redemption available for deposit into a Patelco checking or savings account or as a statement credit back to your Patelco credit card account. There is a redemption minimum of 2,500 points.