The right card for your wallet
MADE FOR YOU
SECURITY FIRST
CONVENIENCE AND SAVINGS
Pure Mastercard® Credit Card
The smart, easy way to pay.
- A great, basic credit card for making everyday purchases
- Smart, low-rate option for those who carry a balance, or looking to transfer from a high-interest card
- No annual or balance transfer fees
- Rates as low as 6.20% APR1
Points Rewards World Mastercard® Credit Card
Enjoy superior, worldwide rewards and benefits.
- Great option for those who want to earn points on everyday purchases to redeem for cash back, gift cards, travel and more
- No annual or balance transfer fees
- Unlimited Patelco Rewards points that never expire
- 2 points for every $1 in gas and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 8.15% APR1
- Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
Progress Student Rewards Mastercard® Credit Card
Earn more on everyday student expenses.
- No annual or balance transfer fees
- Redeem points for cash back, gift cards, travel and more
- 2 points for every $1 in school and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 8.15% APR1
Pure Secured Mastercard® Credit Card
Great for building or rebuilding credit.
- Build or re-build credit quickly by depositing cash equal to 100% of your approved credit into an interest-bearing savings account
- No annual, balance transfer, over-the-limit, or returned payment fees
- One low rate of 6.20% APR1
PURE MASTERCARD |
Rates as low as 6.20% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
POINTS REWARDS WORLD MASTERCARD |
Rates as low as 8.15% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
|
Best choice if you: |
PROGRESS STUDENT REWARDS MASTERCARD |
Rates as low as 8.15% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
|
Best choice if you: |
PURE SECURED MASTERCARD |
One low rate of 6.20% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
Credit Card Benefits
Check Rewards balances online
Digital Wallets
Zero Liability Protection
Zero Liability Protection
Additional protection should someone make unauthorized purchases with your card.
Discover card security benefitsMastercard® ID Theft Protection™
Mastercard® ID Theft Protection™
No-cost personal information protection with your Mastercard debit or credit card.
Discover card security benefitsEmergency card replacement
Emergency card replacement
24/7 service should you misplace your card.
Mastercard® Priceless Cities
Mastercard® Priceless Cities
Get insider access to one-of-a-kind experiences and offers.
Discover Priceless CitiesCredit Card FAQs
It's more than just a card in your wallet
The Patelco Rewards Difference
Unlimited points that never expire and flexibility to spend rewards your way.
Traveling Soon? Let us know
Fill out a secure form in Patelco Online™ or give us a call at 800.358.8228
Benefits and More Benefits
From safety and security, to travel services. Patelco credit cards come with extra free services.
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1.Variable APR as of 9/24/2020. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
2. Cash back accumulates as points valued at 2 points for every $1 purchased. Points can be converted to cash at any time at a value of $.01 per point. Cash back points redemption available for deposit into a Patelco checking or savings account or as a statement credit back to your Patelco credit card account. There is a redemption minimum of 2,500 points.