The right card for your wallet

MADE FOR YOU

Credit card

SECURITY FIRST

Overdraft Protection

CONVENIENCE AND SAVINGS

No penalty
  • A great, basic credit card for making everyday purchases
  • Smart, low-rate option for those who carry a balance, or looking to transfer from a high-interest card
  • No annual or balance transfer fees
  • Rates as low as 8.45% APR1
  • Great option for those who want to earn points on everyday purchases to redeem for cash back, gift cards, travel and more
  • No annual or balance transfer fees
  • Unlimited Patelco Rewards points that never expire
  • 2 points for every $1 in gas and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 10.40% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
  • Exceptional benefits and service for those who frequently travel and dine out.
  • No balance transfer fee
  • Free for the first year; $85 per year afterward
  • Redeem points for cash back, gift cards, travel and more
  • 3 points for every $1 in travel and dining purchases
  • 2 points per $1 for all other purchases
  • Rates as low as 12.40% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
  • Unlimited 2% cash back Patelco Rewards on all purchases2
  • Deposit your cash back rewards to your savings or checking account or apply them as a statement credit
  • No balance transfer fee
  • Free for the first year; $35 per year afterward
  • Rates as low as 12.40% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
  • No annual or balance transfer fees
  • Redeem points for cash back, gift cards, travel and more
  • 2 points for every $1 in school and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 10.40% APR1
  • Build or re-build credit quickly by depositing cash equal to 100% of your approved credit into an interest-bearing savings account
  • No annual, balance transfer, over-the-limit, or returned payment fees
  • One low rate of 8.45% APR1

PURE MASTERCARD

Rates as low as 8.45% APR1

APPLY TODAY

No annual or balance transfer fees

No Patelco Rewards points

Best choice if you:
Want the lowest possible rate

POINTS REWARDS WORLD MASTERCARD

Rates as low as 10.40% APR1

APPLY TODAY

No annual or balance transfer fees

Patelco Rewards points:

  • 2 points per $1 for gas and grocery purchases
  • 1 points per $1 for all others

Best choice if you:
Regularly use your card for groceries and gas

PASSAGE REWARDS WORLD ELITE MASTERCARD

Rates as low as 12.40% APR1

APPLY TODAY

Free for the first year; $85 thereafter

Patelco Rewards points:

  • 3 points per $1 for travel and dining purchases
  • 2 points per $1 for all others

Best choice if you:
Frequently travel and dine out and want to earn premium rewards

PAYBACK REWARDS WORLD MASTERCARD

Rates as low as 12.40% APR1

APPLY TODAY

Free for the first year; $35 thereafter

No balance transfer fee

Patelco Rewards points:

  • Earn 2% unlimited cash back on every purchase

Best choice if you:
Use your card for everyday purchases and want cash back

PROGRESS STUDENT REWARDS MASTERCARD

Rates as low as 10.40% APR1

APPLY TODAY

No annual or balance transfer fees

Patelco Rewards points:

  • 2 points per $1 for school and grocery purchases
  • 1 points per $1 for all others

Best choice if you:
Routinely make school & grocery purchases

PURE SECURED MASTERCARD

One low rate of 8.45% APR1

APPLY TODAY

No annual or balance transfer fees

No Patelco Rewards points

Best choice if you:
Want to establish or rebuild credit

Credit Card Benefits

Online banking

Online & Mobile Banking

Online & Mobile Banking

Manage your money securely from virtually anywhere.

Discover Mobile Banking
Check Balance

Check Rewards balances online

Check Rewards balances online

The convenient way to manage your Rewards.

Discover card Rewards
Apple Pay

Digital Wallets

Digital Wallets

Making paying a breeze, from your mobile device.

Discover Digital Wallets
Overdraft Protection

Zero Liability Protection

Zero Liability Protection

Additional protection should someone make unauthorized purchases with your card.

Discover card security benefits
ID Protection

Mastercard® ID Theft Protection

Mastercard® ID Theft Protection

No-cost personal information protection with your Mastercard debit or credit card.

Discover card security benefits
Purchase Protection

Price Protection

Price Protection

Reimburses you the price difference on eligible items.

No penalty

Extended Warranty + Satisfaction Guarantee

Extended Warranty + Satisfaction Guarantee

Increased warranty on eligible items when you pay with your Mastercard card.

Debit card

Emergency card replacement

Emergency card replacement

24/7 service should you misplace your card.

Suitcase

Mastercard® Priceless Cities

Mastercard® Priceless Cities

Get insider access to one-of-a-kind experiences and offers.

Discover Priceless Cities

It's more than just a card in your wallet

The Patelco Rewards Difference

Unlimited points that never expire and flexibility to spend rewards your way.

Traveling Soon? Let us know

Send us a secure message in Patelco Online™ or give us a call at 800.358.8228

Instant card text alerts

We’ll alert you via text to suspicious card activity.

Benefits and More Benefits

From safety and security, to travel services. Patelco credit cards come with extra free services.

1.Variable APR as of 2/26/2019. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.

2. Cash back accumulates as points valued at 2 points for every $1 purchased. Points can be converted to cash at any time at a value of $.01 per point. Cash back points redemption available for deposit into a Patelco checking or savings account or as a statement credit back to your Patelco credit card account. There is a redemption minimum of 2,500 points.

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