Start your no-fee balance transfers to your Patelco Mastercard® Credit Card today

You can reach your goal of paying off credit card balances faster and save on interest. Paying off high interest rate credit cards with your Patelco card is a simple way to consolidate your debt into one manageable payment.

Plus, unlike other banks, we don’t charge balance transfer fees, and the process is easy.

How to request a balance transfer online

To request a balance transfer:

  1. Log in to Patelco Online™
  2. In the main menu, hover over Card Services
  3. Select Balance Transfer
  4. Answer a few questions and then select Submit

Tip: Have your credit card account number and the payment address handy.

You can review the status of your transfer by selecting Card Services from the main menu, then Balance Transfers, and then View Submitted Forms.

Login Now

How to request a balance transfer in a branch

While using the online option is the preferred and fastest method, if you want to use a branch keep in-mind that safety protocols are in place due to COVID-19.

To request a balance transfer:

  1. Schedule an appointment at your local branch.
  2. Be sure to bring the account information for your existing cards that you want to pay off. A recent statement is most useful.
  3. With in person balance transfer requests, you will be issued cashier’s checks to mail to your credit card companies.

Find a branch

We’re here for you

Our Certified Financial Specialists can help you achieve your financial goals. If you’re looking for ways to pay off or consolidate debt and grow your savings, our experts are here to talk and help you explore your options.

Connect with us

Switch to Save

It just takes a couple minutes to see how much you can save with a Patelco Credit Card.

Calculate your saving