Start your no-fee balance transfers to your Patelco Mastercard® Credit Card today

You can reach your goal of paying off credit card balances faster and save on interest. Paying off high interest rate credit cards with your Patelco card is a simple way to consolidate your debt into one manageable payment.

Plus, unlike other banks, we don’t charge balance transfer fees, and the process is easy.

How to request a balance transfer online

To request a balance transfer:

  1. Log in to Patelco Online™
  2. Select the MORE widget and navigate to Member Services
  3. Select the Balance Transfer form
  4. Answer a few questions and then select Submit

Tip: Have your credit card account number and the payment address handy.

You can review the status of your transfer by selecting View Submitted Forms within the same Member Services widget. We’ll update you as your transfer is being processed and will send a check directly to your credit card company to complete the transfer.

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How to request a balance transfer in a branch

While using the online option is the preferred and fastest method, if you want to use a branch keep in-mind that safety proticals are in place due to COVID-19.

To request a balance transfer:

  1. Schedule an appointment at your local branch.
  2. Be sure to bring the account information for your existing cards that you want to pay off. A recent statement is most useful.
  3. With in person balance transfer requests, you will be issued cashier’s checks to mail to your credit card companies.

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Our Certified Financial Specialists can help you achieve your financial goals. If you’re looking for ways to pay off or consolidate debt and grow your savings, our experts are here to talk and help you explore your options.

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