Financial Statements

Learn how financial health begins with us.

Current Patelco Annual Report

Read our latest annual report to see how we’re serving our members and communities.

Media Inquiries

For media inquiries call us at 800.358.8228 or send an email to press@patelco.org.

See exactly how we're doing

Keeping you aware of our financial health is a top priority for us. As a member owned financial cooperative, we hold ourselves accountable to you, our valued members. We encourage you to check out our latest financials below. Or for a deeper dive, have a look at our latest Annual Report. And if you have any questions, let us know.

Statement of Financial Condition

As of September 2025

Assets

Cash
$ 642,774,347
Investments
$ 1,505,246,151
Loans
$ 6,978,798,060
Accruals & Accounts Receivable
$ 99,496,167
Fixed Assets
$ 89,879,946
Other Assets
$ 202,979,947
Total Assets
$ 9,519,174,618

Liabilities, Shares & Equity

Liabilities $ 488,415,779
Member Shares $ 8,109,604,332
Equity $ 921,154,507
Total Liabilities, Shares and Equity
$ 9,519,174,618

Statement of Income and Expense

Year to Date September 2025

Interest Income
$ 334,742,561
Interest Expense
$ 153,539,015
Net Interest Income
$ 181,203,546
Provision for Credit Losses (PCL) $ 35,980,196
Net Interest Income after PCL
$ 145,223,350
Non-Interest Income
$ 35,716,987
Non-Interest Expense
$ 160,119,455
Net Income (Loss)
$ 20,820,882

Safety and security amidst uncertainty

Living in an uncertain world with economic instability, you might be wondering about the safest place to keep your money. As Patelco’s financial data demonstrates, we’re an extremely secure financial institution.