How much will you save?

From our Checking and Savings accounts to loans and credit cards, our goal is to help you save as much as possible. Use the tabs to explore our latest rates.

Interest Checking Rates Effective 9/14/2018

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
Premier Interest Checking2 Rates Effective 9/14/2018

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
None $5,000.00 0.10% 0.10% Monthly
None $10,000.00 0.10% 0.10% Monthly
None $25,000.00 0.10% 0.10% Monthly
None $50,000.00 0.10% 0.10% Monthly
None $100,000.00 0.10% 0.10% Monthly
Savings Rates Effective 9/14/2018

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
None $5,000.00 0.05% 0.05% Monthly
None $10,000.00 0.05% 0.05% Monthly
None $20,000.00 0.05% 0.05% Monthly
None $50,000.00 0.10% 0.10% Monthly
None $100,000.00 0.15% 0.15% Monthly
Health Savings Accounts Rates Effective 9/14/2018

Term

Min. Balance

APY1

Rate

Dividends Paid

None $0.00 0.05% 0.05% Monthly
None $2,000.01 0.10% 0.10% Monthly
None $3,500.01 0.25% 0.25% Monthly
Holiday Club Rates Effective 9/14/2018

Term

Min. Balance

APY1

Rate

Dividends Paid

None $20.00 0.05% 0.05% At Maturity
Money Market Select Account & Money Market Select IRA3 Rates Effective 9/14/2018

Term

Tier

Min Balance

Max Balance

APY1,3

Rate

Dividends Paid

None 1 $0.00 $2,000.00 3.00% 2.96% Monthly
None 2 $2,000.01 $5,000.00 2.00% 1.98% Monthly
None 3 $5,000.01 $10,000.00 1.00% 1.00% Monthly
None 4 $10,000.01 $50,000.00 0.50% 0.50% Monthly
None 5 $50,000.01 $100,000.00 0.25% 0.25% Monthly
None 6 $100,000.00 $9,999,999.00 0.20% 0.20% Monthly
  1. APY = Annual Percentage Yield.
  2. Effective February 4, 2008 the minimum balance to earn the premier interest checking rate is $5,000. If your balance falls below $5,000, your account balance will earn the same rate as our Interest Checking Account for that day. For current checking account rates and APYs, please see the current Initial Account Disclosure, available at our branches and on our web site. Average daily balances below $5,000 are subject to a $10 monthly fee (see the Fee Schedule). For other terms and conditions of the Premier Checking Account, please refer to the Patelco Member Handbook.
  3. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Rates are subject to change after account opening without notice.