Savings Accounts

A safe way to store and grow your money.

Saving for a vacation? Retirement? Preparing for the unexpected? As a credit union, we're focused on you and your needs, which is why Patelco offers a range of account options, each designed with rates, terms, and added benefits to help you save for the things you need and the life you want. The account snapshots below will show you how.

Tiered, Youth, Money Market and
Certificate Accounts
High Yield, IRAs and Health Savings Accounts
  • Tiered Savings – Every member must start with our low–to no–cost Tiered Savings Account – your “share” in Patelco Credit Union.
  • Youth Checking & Savings – It's never too early to give your child a taste of freedom while teaching him or her the basics about financial responsibility, with their very own Youth Savings Account.
  • Holiday Club Savings – Save for gifts, travel, end-of-year expenses, and more with an interest-earning Patelco Holiday Club savings account, and get your funds and earnings paid just in time for holiday shopping.
  • Money Market Accounts – Enjoy all the benefits of our Tiered Savings Account with even higher earnings, and flexible rates and terms, by applying for one of our Money Market Accounts.
  • Share Certificates – Watch your savings grow over a period of a few months or several years – your choice – with one of our high-yield Certificates.
  • High Yield Accounts – Earn even more returns on your savings safely and securely with your choice of High Yield Savings Accounts.
  • Individual Retirement Accounts – Let us work with you to make sure you have the money you'll need when it comes time to retire, with one of our tax–advantaged IRAs.
  • Health Savings Accounts – Don't leave your wallet unprotected against unforeseen medical costs. Our tax-free Health Savings Account will come to your aid when times are tough, and earn you interest in the meantime.