Online Banking

Patelco's Online Banking: Free. Easy. Secure.

Most day-to-day banking transactions don't require a trip to the branch, only a trip to your computer or mobile phone to use Patelco's free Online Banking service. It's free and available 24 hours a day, seven days a week from wherever you are. View Online Banking's convenenient and time savings tools below!

Sign Up for Online Banking

 

Online Bill Pay: Quick. Easy. On time.

Patelco's Online Bill Pay allows you to safely send one-time or recurring payments to anyone with an address. Pay your rent, mortgage, utilities, credit card, car payments, and more, all without using stamps, paper checks, or envelopes.

Bill Pay is free and you'll never have to worry about missing a payment or running out of stamps again. Once you've set up Bill Pay, you can also send payments from your mobile phone using Patelco's Mobile Banking.

To use Bill Pay you'll need two things:

  1. A Patelco Checking Account. We have three Checking Accounts to choose from including one totally free account and two accounts that will earn you interest.
  2. An Online Banking account. If you don't have one yet, sign up now.

Bill Pay also includes our guarantee that if a payment you've scheduled is ever late because of an error on our end, we'll gladly reimburse you for any late fees you incur.

Sign Up for Online Banking

Eliminate paper and clutter with eStatements.

Mailed statements for 270,000 Patelco members could use up 10 million pieces of paper or more. Switch to eStatements!

You can see why eStatements are so beneficial to the environment. Sign up to receive your statements online instead of on paper. Good thing is you can always print your statements direclty from Online Banking.

Consider how beneficial eStatements are for you:

  • receive less mail and decrease the amount of paper that piles up on your kitchen table
  • receive your statements sooner than you would in the mail; eStatements are available within one to two days after the end of the month
  • get e-mails that tell you when your eStatements are ready
  • avoid mail tampering that could lead to identity fraud
  • have all of your eStatements stored for seven years in Online Banking, your failsafe electronic filing cabinet, so you can view or print those statements for tax or informational purposes

And finally, consider how beneficial eStatements are for Patelco. In terms of dollars and cents, mailed statements cost Patelco money for the paper, the printing, the envelopes, and the postage – money that could be much better spent making our rates better and fees lower. So really, what's good for us is good for you!

*Please note: a valid email address is required in order to receive your eStatement(s) notification. Adobe Acrobat Reader 4.0 or higher is required in order to view, print, or save your eStatement(s).

To manage, view, or sign up for eStatements, sign up for Online Banking or log in at the top right corner of this page.

Sign up for Online Banking

Transfer Money: Safe. Fast. Convenient.

You used to have to write yourself or someone else a check to transfer money between accounts. Not anymore. Patelco makes transferring funds between accounts easy–whether it's from one of your Patelco accounts to another, from one of your Patelco accounts to another member's account, or between one of your Patelco accounts and an account at another financial institution.

Type of Transfer

How to make a transfer:

Between your Patelco accounts

Using our Regular Transfers option, you can move money between your Patelco deposit accounts (like checking and savings) or from a deposit account to a credit card or loan account, which acts as a payment.

Transfer to another Patelco member

Using our Member-to-Member Transfers option, you can move money between your Patelco deposit accounts (like checking and savings) to the deposit or credit card/loan accounts of another member. Transfers to a credit card/loan account act as payments.

Transfer between your Patelco accounts and an account at another financial institution

Using our MoneyLink-24 option, you can move money between your Patelco deposit accounts (like checking and savings) and accounts in which you are the primary account holder, at other banks or credit unions.

Transfer between your Patelco accounts to your recipient internationally

Using the services of our partner, Xoom Global Money Transfer, you can send money to your friends and family all over the world; in the Philippines, Latin America, China, India, Europe, South Korea, Australia, and many more countries. As a Patelco member, your first Xoom money transfer is fee-FREE! More about Xoom >

Transfer money directly to or from an individual using e-mail addresses and/or SMS text messages

Using our Popmoney service, you can send or receive payments quickly and easily using only an e-mail address or SMS text messages via mobile phone. No need to open any new accounts and the service is completely secure.
More about Popmoney >

To manage, view, or conduct any of these Tranfers, sign up for Online Banking or log in at the top right corner of this page.

Sign Up for Online Banking

Know where you stand (no matter where you are) with Account Alerts.

If your Patelco accounts could talk, what would you want them to say? Would you want your checking account to tell you when you're using Overdraft Protection? We have an alert for that.

Or how about having your accounts let you know whenever a withdrawal has been made? We have an alert for that too.

Account Alerts can be sent to you by email or by text message to your mobile phone. You decide what works best for you so you can better manage your accounts and keep watch on your finances.

We also have alerts that tell you:

  • your balance has fallen below a level of your choosing
  • a deposit has been made to any of your accounts
  • a loan payment is coming up due
  • someone (including you) has logged into your Online Banking account
  • you have insufficient funds to cover a transaction
  • Overdraft Protection has been used to cover a charge or payment
  • all of the account history that has occurred each day or each week
  • any time your credit or card is used and every time your Visa Check Card is used for a signature-based transaction

To manage, view, or sign up for Account Alerts, sign up for Online Banking or log in at the top right corner of this page.

Sign up for Online Banking

Patelco stands behind the security of its Online & Mobile Banking service.

Patelco's Online and Mobile Banking Security Guarantee assures the security of our online service.

When you use Online and Mobile Banking, we guarantee that you will be covered 100% for any unauthorized removal of funds from your account(s) while we are handling your transactions. This includes funds removed from your accounts as a result of:

  • Online theft of your account numbers or password.
  • Unauthorized online removal of funds from your accounts.

Your Responsibility

You are responsible for keeping your online user name, password, account number(s), personal identification information, and any other account data confidential. Patelco cannot be responsible for, and will not cover, losses due to the following:

  • Input errors or misuse of the service.
  • Negligent handling or sharing of passwords leading to unauthorized access to accounts.
  • Leaving a computer unattended during an online session. (Be sure to click " Log Out" to end your session.)
  • Failure to report known incidents of unauthorized account access within two (2) business days.

For more details, please refer to the Electronic Funds Transfer section in the Patelco Member Handbook (PDF).

How to Contact Us

To report lost or stolen information or suspected fraudulent activity, please contact us immediately: