Home and Property Insurance

Your home is most likely your most valuable asset – and an expensive one. Making sure you’re covered from weather events, theft, fire, and other damage is critical, but getting the right protection shouldn’t break the budget. It’s easy to get the protection you need to keep you, your family, and your belongings safe. In addition, most homeowners insurance policies carry liability coverage in case someone is injured on your property.

If you have a condominium, be aware that associations generally have only basic coverage on their policy, leaving it to residents to insure the inner walls and contents within their condo. You could also have to pay hotel bills if a fire or flood forces you from your home. Insurance may help protect you from some of these liabilities.

Whether you’re a new homeowner in need of an insurance checkup, a renter looking to protect your valuables, or you have a condo that requires extended insurance beyond a basic association policy, we have you covered. Plus, as a Patelco Credit Union member, you may qualify for discounted rates! Patelco offers home insurance through TruStage1 Insurance Agency, LLC and underwritten by Liberty Mutual Insurance.

Key Features

Protection

Extended coverage and bundled discounts available — protecting your home inside and out

Comprehensive coverage

Coverage available against theft, fire, weather events, onsite injuries, and more

World-class service

Dedicated 24/7 support

A hand holding cash.

Affordability

Customize the level of protection you need

Frequently Asked Questions

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Let's invest in your future
Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions2 can help you stay on the right track today – and tomorrow. We’ll even provide you with a complimentary financial consultation. Getting started is easy!
Coverage for the unexpected
Patelco offers insurance solutions3 for every stage of life, so no matter where you or your family are at, we’ve got you covered. Learn more about how you can help protect yourself and those you love.
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Continued Reading

October 9, 2019

Want to Buy a House? Find out how much money you’ll need to buy a house, what are the costs you’ll need to save for and other facts about saving for a home!

June 11, 2020

Having difficulty paying rent? Don't panic. Patelco can show you how to negotiate with your landlord and survive a recession.

October 29, 2019

What kind of insurance do I need? Get guidance on how much car insurance, if you need life insurance and how much and how to evaluate the cost of health insurance.

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Get coverage for your home
It’s easy to start protecting your home, condo, or rental today.

1 TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA.©2022 Liberty Mutual Insurance. AUT-5367290.1-1222-0224

2 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

3 Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products are offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance at insurance.ca.gov.

All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features are not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.