• Member benefit paid for by Patelco, offered by TruStage®, and underwritten by CMFG Life Insurance
  • Additional insurance is available for purchase starting at $1.00 per month for each $10,000 coverage
  • Program made available by TruStage Insurance Agency, LLC and underwritten by Liberty Mutual Insurance​
  • Members could save $665 on car insurance*​
  • Call 888.380.9287 for your quote​
  • Program made available by TruStage Insurance Agency, LLC and underwritten by Liberty Mutual Insurance​
  • Earthquake and flood coverage available
  • Condo: extended protection beyond condo association policies against burglary or personal liability​
  • Renters: protect against theft or unexpected damages​
  • Dedicated customer support 24/7​
  • Call 888.380.9287 for your quote
  • TruStage insurance is underwritten by CMFG Life Insurance Company, a company that's consistently rated 'A' (Excellent) for financial stability by AM Best​
  • No medical exam required​
  • Term Life: lasts for the term of the policy​
  • Whole Life: coverage for life with no expiration date​
  • Easy application online or call 888.787.8243 for your quote
  • 24-hour emergency roadside assistance
  • Good at any authorized repair facility in the U.S. or Canada
  • Choose your deductible: $0, $100, $250 or $500
  • Limitations and Exclusions apply. See product sheet for important details​

View product sheet or call 800.358.8228

  • Maximum benefit up to $50,000
  • Enroll any time during your loan’s term
  • Cost can be added onto your loan when it closes for one easy payment
  • Deductible Assistance provides financial relief when your car or truck is damaged but not deemed a total loss. If repairs cost more than your deductible, the deductible amount is applied to your loan to reduce what you owe

View product sheet or call 800.358.8228

  • Available on auto loan, personal loan, and credit card
  • Full monthly payments may be cancelled, up to contract maximums
  • Life Plus: added protection for accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent

View product sheet or call 800.358.8228

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*Savings validated by new customers who switched to Liberty Mutual between 1/2020 - 10/2020 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2021 Liberty Mutual Insurance

All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.

Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance, www.insurance.ca.gov.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. TruStage Insurance Agency© 2021. Corporate Headquarters 5910 Mineral Point Road, Madison WI 53705. ADI, AUT, GEN-3650434.1-0621-0722

In March 2021, AM Best Company (AM Best) affirmed the financial strength ratings of A (Excellent) and issuer credit ratings of a+(Excellent) of CMFG Life Insurance Company (CMFG Life), MEMBERS Life Insurance Company (MLIC), CUMIS Insurance Society, Inc. (CUMIS), and CUMIS Specialty Insurance Company, Inc. In July 2020, AM Best assigned CUMIS Mortgage Reinsurance Company (CUMIS Mortgage Re) a financial strength rating of A (Excellent) and issuer credit rating of a+ (Excellent). The A rating is the third highest rating of 16 categories of ratings AM Best issues. The outlook for all ratings is stable. Financial strength ratings provide an independent opinion of an insurer’s financial strength; they are not a recommendation of specific contract provisions, rates or practices. Guarantees are based on the claims-paying ability of CMFG LifeTruStage® life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. TruStage Insurance Agency© 2021. Corporate Headquarters 5910 Mineral Point Road, Madison WI 53705. ADI, AUT, GEN-3650434.1-0621-0722

Mechanical Repair Coverage is Mechanical Breakdown Insurance in CA underwritten by Virginia Surety Company Inc. In all other states, Mechanical Repair Coverage is a service contract provided and administered by Consumer Program Administrators, Inc. except in New Hampshire, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days, you will receive a full refund of any fee paid.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

MRC-3628239.1-0621-0723, GAP-3628235.1-0621, DP-3628229.1-0621-0723