Save when you buy or sell with HomeAdvantage

With HomeAdvantage, you’ll have access to educational homebuying tools and resources, property information, experienced real estate agents and more.

All agents within the HomeAdvantage network are hand-picked based on their experience, commitment to service and local expertise. Partnering with an agent and Patelco Home Loan Consultant means you’ll have a joint team of professionals, working together to provide the knowledge, passion and dedication to help you find the right deal at the right price, or the right buyer at the right time.

Choose an experienced local, real estate agent from the HomeAdvantage1 network and get rewarded! The average Patelco member will save $2,8002. Refer to the chart below to estimate your savings. Rebates are based on the total home purchase price.

Home Sale Price

Cash Back Rebate 1

$100,000 $600
$200,000 $1,200
$300,000 $1,800
$400,000 $2,400
$500,000 $3,000
$600,000 $3,600
$700,000 $4,200
$800,000 $4,800
$900,000 $5,400
$1,000,000 $6,000

Simplify your homebuying search

Resources and education

Access to the right tools to help you buy a home

A coin being deposited into a piggybank.

Find an agent

Compare local real estate agents in your area

A shield of protection.

Get rewarded and save

Receive a credit at closing when you use a HomeAdvantage agent1

A hand collecting money.

Secure your rate upfront

Once pre-approved, we’ll honor your rate for 30 days while you shop for a home3

Receive alerts for new listings

Know once properties you're interested in hit the market

Learn about potential homes

View property values, schools, neighborhoods and much more

Frequently Asked Questions

Patelco Home Loan Consultants seated around a conference table.
Found your home already? We can help with more.

Buying a home is an exciting experience – but it's helpful to have an expert by your side.

Our Home Loan Consultants are trusted professionals, here to help answer your most complex questions throughout the entire home buying and financing process – search for one near you today.

Home Buying Basics

October 9, 2019

Always dreamed of owning your own home? Find tips on buying a house whether it's for the first time or you're an old pro. Make your goals a reality!

August 3, 2020

Mortgage lingo can be confusing. Whether it’s your first home loan or 3rd the Patelco guide to mortgage terms and definitions can help.

October 9, 2019

Want to Buy a House? Find out how much money you’ll need to buy a house, what are the costs you’ll need to save for and other facts about saving for a home!

1 HomeAdvantage is available to you through your membership with Patelco Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Patelco Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Patelco Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender.

2 Average Cash Rewards calculation based on 46 home closings with a real estate agent in the HomeAdvantage network between 1/1/21 and 12/31/22. Estimated Cash Reward of $2,800 based on a purchase price of $466,666 and a 3% commission earned by the participating real estate agent in the HomeAdvantage network.

3 Lock and Shop program is available for first (1st) mortgage Jumbo loan purchase transactions only. Must have a home loan application with Patelco to lock in a rate. Patelco will honor your rate up to 30 days from the date it is locked. Once a fully executed purchase contract is received, the rate will prevail until loan funding.