Save when you buy or sell with HomeAdvantage
With HomeAdvantage, you’ll have access to educational homebuying tools and resources, property information, experienced real estate agents and more.
All agents within the HomeAdvantage network are hand-picked based on their experience, commitment to service and local expertise. Partnering with an agent and Patelco Home Loan Consultant means you’ll have a joint team of professionals, working together to provide the knowledge, passion and dedication to help you find the right deal at the right price, or the right buyer at the right time.
Choose an experienced local, real estate agent from the HomeAdvantage1 network and get rewarded! The average Patelco member will save $2,8002. Refer to the chart below to estimate your savings. Rebates are based on the total home purchase price.
Home Sale Price |
Cash Back Rebate 1 |
---|---|
$100,000 | $600 |
$200,000 | $1,200 |
$300,000 | $1,800 |
$400,000 | $2,400 |
$500,000 | $3,000 |
$600,000 | $3,600 |
$700,000 | $4,200 |
$800,000 | $4,800 |
$900,000 | $5,400 |
$1,000,000 | $6,000 |
Simplify your homebuying search
Resources and education
Access to the right tools to help you buy a home
Find an agent
Compare local real estate agents in your area
Get rewarded and save
Receive a credit at closing when you use a HomeAdvantage agent1
Secure your rate upfront
Once pre-approved, we’ll honor your rate for 30 days while you shop for a home3
Receive alerts for new listings
Know once properties you're interested in hit the market
Learn about potential homes
View property values, schools, neighborhoods and much more
Frequently Asked Questions

Buying a home is an exciting experience – but it's helpful to have an expert by your side.
Our Home Loan Consultants are trusted professionals, here to help answer your most complex questions throughout the entire home buying and financing process – search for one near you today.
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1 HomeAdvantage is available to you through your membership with Patelco Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Patelco Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Patelco Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender.
2 Average Cash Rewards calculation based on 46 home closings with a real estate agent in the HomeAdvantage network between 1/1/21 and 12/31/22. Estimated Cash Reward of $2,800 based on a purchase price of $466,666 and a 3% commission earned by the participating real estate agent in the HomeAdvantage network.
3 Lock and Shop program is available for first (1st) mortgage Jumbo loan purchase transactions only. Must have a home loan application with Patelco to lock in a rate. Patelco will honor your rate up to 30 days from the date it is locked. Once a fully executed purchase contract is received, the rate will prevail until loan funding.