Routing # 321076470

Your home search starts here

Save on your purchase and explore homes with HomeAdvantage

Save when you buy or sell with HomeAdvantage

With HomeAdvantage, you’ll have access to researching homes for sale, educational resources, property information, market insights, experienced real estate agents and more.

All agents within the HomeAdvantage network are hand-picked based on their experience, commitment to service and local expertise. Partnering with an agent and Patelco Home Loan Consultant means you’ll have a joint team of professionals, working together to provide the knowledge, passion and dedication to help you find the right deal at the right price, or the right buyer at the right time.

Choose an experienced local, real estate agent from the HomeAdvantage1 network and get rewarded! The average Patelco member will save $2,800. Refer to the chart below to estimate your savings. Rebates are based on the total home purchase price.

Home Sale Price

Cash Back Rebate 1

$100,000 $600
$200,000 $1,200
$300,000 $1,800
$400,000 $2,400
$500,000 $3,000
$600,000 $3,600
$700,000 $4,200
$800,000 $4,800
$900,000 $5,400
$1,000,000 $6,000

Simplify your homebuying search

Resources and education

Access to the right tools to help you buy a home

Find an agent

Compare local real estate agents in your area

Get rewarded and save

Receive a credit at closing when you use a HomeAdvantage agent1

Secure your rate upfront

Once pre-approved, we’ll honor your rate for 30 days while you shop for a home3

Receive alerts for new listings

Know once properties you’re interested in hit the market

Learn about potential homes

View property values, schools, neighborhoods and much more

Frequently Asked Questions

  • There are many! First off, it’s free to enroll and you’ll have access to tons of resources, tools, and information you’ll need to help you find the right property. Plus, you can find a local and experienced real estate agent and potentially save thousands on the sale or purchase of your home.1

    A lot! Here’s a glimpse of what’s available:

    • Local property listings – search for your home online and set your preferred criteria
    • Market trend report
    • Recent home sales activity
    • Mortgage and home affordability calculators
    • Tips and articles on homebuying or selling

    Learn more and get started here.

    Visit the HomeAdvantage site and start searching for agents in your area. Alternatively, our Home Loan Consultants can also recommend an agent within the HomeAdvantage Network. You’re not required to work with a HomeAdvantage agent to get access to the program and tools available – but when you do, you can feel confident knowing they are hand-selected and experienced upfront, plus you can save by getting cash back at closing.1

    Yes – you can find a real estate agent through HomeAdvantage and work with them to sell your home. We recommend checking out HomeAdvantage’s property valuation tools, market trend reports and info on recently sold homes in your area.

Found your home already? We can help with more.

Buying a home is an exciting experience – but it’s helpful to have an expert by your side.

Our Home Loan Consultants are trusted professionals, here to help answer your most complex questions throughout the entire home buying and financing process – search for one near you today.

Find a Consultant Found your home already? We can help with more.

1 HomeAdvantage is available to you through your membership with Patelco Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Patelco Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Patelco Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender.

2 Average Cash Rewards calculation based on 46 home closings with a real estate agent in the HomeAdvantage network between 1/1/21 and 12/31/22. Estimated Cash Reward of $2,800 based on a purchase price of $466,666 and a 3% commission earned by the participating real estate agent in the HomeAdvantage network.

3 Lock and Shop program is available for first (1st) mortgage Jumbo loan purchase transactions only. Must have a home loan application with Patelco to lock in a rate. Patelco will honor your rate up to 30 days from the date it is locked. Once a fully executed purchase contract is received, the rate will prevail until loan funding.


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