Take advantage of no fees or minimums with our everyday, worry-free checking account.
A one-of-a-kind checking account with exceptional benefits and discounts.
Earn interest on an everyday account and easily waive the monthly fee.
Teach teens to be money smart with no monthly fees and daily limits.
Checking with all the benefits you expect, plus more
30,000+ Fee-free ATMs nationwide
The convenient and secure way to pay in
person or online
Get Paid Early with Direct Deposit1
Set up direct deposit and access your funds up to two days early
Mastercard© ID Theft Protection™
No-cost personal information protection with your Mastercard debit card
Say goodbye to fees and overdrawn accounts
when you link certain accounts
Mobile Banking Made Easy
Access your money and accounts almost anywhere with our top-rated mobile app2
Securely log in to Patelco Online™ or our easy-to-use app to check your balance and FICO® score for free, send money, pay bills, make a mobile deposit, set up account alerts, and more. Get started today with Patelco Online™ or our top-rated Mobile App.2
Checking Account FAQs
1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
2 Source: Over 22,000 five-star reviews on the App Store.