Patelco Credit Union | Personalized Banking and Financial Services

Resources to build your financial wellbeing

What Are Share Certificates?

Types of Savings Accounts

Tips to Avoid Phishing Attempts

Avoid Finance Spoofing

What’s a Money Market Account?

Is My Money FDIC-insured?

Saving vs. Paying Off Debt

Saving on a Tight Budget

Qualifying for a Mortgage

Prequal vs Preapproval Explained

What does a Real Estate Agent Do?

All about Down Payments

I Didn’t Save Enough for Retirement

Staying on Track in Turbulent Times

Why to Do an Annual Portfolio Review

A Guide to Social Security Benefits

Hear stories from real Patelco members

As a married couple looking into homebuying for the first time, we were very hesitant about talking to a financial institution out of concern for being sold on something that wasn't reasonable for our finances or lifestyle…This is a really big deal for us, and we're so grateful to be able to work with a non-profit credit union that's really taking into account the human factor in finances.

Natalie H.
As a married couple looking into homebuying for the first time, we were very hesitant about talking to a financial institution out of concern for being sold on something that wasn’t reasonable for our finances or lifestyle…This is a really big deal for us, and we’re so grateful to be able to work with a […]

Over 14 years ago, I walked into a Patelco branch and it turned out to be the best banking experience of my life. The staff there were incredibly friendly and attentive to their customers. Patelco's fraud protection measures were top-notch. Patelco not only educates its customers but also listens to their needs and works with them to find solutions. Thanks to Patelco's expertise in managing money, I have experienced no overdrafts or other issues with my account. They have truly earned my trust.

Mihdi M.
Over 14 years ago, I walked into a Patelco branch and it turned out to be the best banking experience of my life. The staff there were incredibly friendly and attentive to their customers. Patelco’s fraud protection measures were top-notch. Patelco not only educates its customers but also listens to their needs and works with […]

Very nice, helpful and accommodating. Offer to non-members to cash checks drawn from a Patelco account fee-free and minimum verification requirements. And I arrived 8 minutes before closing and they were still open until 6pm, which is the time stated online and did not close 5-10 minutes early like others do! Thank you for a wonderful experience and I highly recommend this credit union.

Tiffany C.
Very nice, helpful and accommodating. Offer to non-members to cash checks drawn from a Patelco account fee-free and minimum verification requirements. And I arrived 8 minutes before closing and they were still open until 6pm, which is the time stated online and did not close 5-10 minutes early like others do! Thank you for a […]

Way back when the banks were starting to charge fees for everything, I got a letter from my bank telling me that I would be charged to use my debit card! Around the same time, I saw that there was a movement about dropping your bank and going to a credit union to send a message, so I did. I have never looked back and have never regretted this decision. I have lived in 4 different states and still stay with Patelco.

Jennifer E.
Way back when the banks were starting to charge fees for everything, I got a letter from my bank telling me that I would be charged to use my debit card! Around the same time, I saw that there was a movement about dropping your bank and going to a credit union to send a […]

I have been a member of Patelco Credit Union for several years now, and I cannot express enough how pleased I am with the outstanding service I consistently receive...at Patelco, they know me by name when I walk in the door! Overall, Patelco Credit Union, thanks to exceptional team members, has exceeded my expectations. I wholeheartedly recommend Patelco to anyone seeking a banking experience that combines efficiency, expertise, and a personal touch.

Kevin H.
I have been a member of Patelco Credit Union for several years now, and I cannot express enough how pleased I am with the outstanding service I consistently receive…at Patelco, they know me by name when I walk in the door! Overall, Patelco Credit Union, thanks to exceptional team members, has exceeded my expectations. I […]

Featured Rates and Products

Money Market Plus

rates as high as

4.00% APY

New Car Loans

rates as low as

5.74% APR

HELOC

rates starting at

8.00% APR

View all Rates and Products

Secure access to your accounts.
Anywhere. Anytime.

Track purchases

Check your balance and get personalized insights on spending habits

Stay secure

Monitor your credit score, add a trusted contact, set alerts and more

Move money

Transfer money between accounts, pay friends or bills, and deposit checks

Plan and save

Create financial goals for life events and auto-save with each purchase

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Member-owned, not-for-profit

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¹ The offer applies to new members using code R7BWNBFB to open a new checking account (minimum deposit of $100) at a Patelco branch only.

Student Checking is available for ages 13-17. Students age 18 and older will be eligible for Free Checking with the same offer. The $50 checking reward will be credited to the savings account within 5 business days of the qualifying new account being opened. Receive an additional $50 reward by opening a Money Market Select or Money Market Plus account once you’ve met the checking account reward requirement.

The additional $50 will be credited to the money market account. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.

Gift money confidence to your teen