Open Patelco’s 11-month short-term certificate and enjoy a phenomenal guaranteed rate. Your deposit is NCUA insured up to $250,000. Plus, you’ll enjoy financial flexibility because the term is short. Earn an outstanding yield that leaves the competition in the dust

Patelco Credit Union’s 11-Month Certificate vs. the Competition2

Institution Term APY2
Patelco Credit Union 11-Month 3.50%
Citibank 12-Month 2.75%
Ally Bank 12-Month 2.70%
Capital One 12-Month 2.70%


Hurry for your outstanding return. This limited-time special offer won’t last.

Prefer talking to someone? Visit a Patelco branch near you or meet online via Virtual Branch using Zoom. Make an appointment to meet online or in person at

Patelco Credit Union a member owned, not-for-profit financial co-op so your financial well-being is our priority. Membership is free and anyone can join when you open an account.

1 APY (Annual Percentage Yield) as of 09/16/2022. The 3.50% APY 11-Month special offer is subject to end at any time without notice. Terms and conditions may vary by account. This offer is not available for IRA Certificates. The minimum balance for all certificates is $250. There is a penalty for early withdrawal for all certificates. Please see the Certificate Accounts section in the Patelco Member Handbook for details.

2 Rates provided by Informa as of 9/13/2022.