Let our Robo Advisor help you on your financial wellness journey
Powered by Schwab’s Institutional Intelligent Portfolios Platform®1, our Robo Advisor Program takes the guesswork out of investing because it automatically invests for you. By choosing from 51 low-cost exchange-traded funds (ETFs) selected by professionals, the Robo Advisor will automatically build a diversified portfolio based on your needs and help keep you on the path of financial wellbeing. Whether you're just starting out, need to catch up for retirement, or saving for a child's education, it's never too late to start investing towards your future.
Our Robo Advisor Program offers these convenient features2:
- Quick and easy account set-up
- Invest with as little as $5,000
- Easily transfer and rollover your IRA and 401(k)
- Automatically creates a customized portfolio to align with your investment goals
- Competitive, low-cost management fees
- View balance via Patelco Online™
- Technical support available
- Takes the guesswork and intimidation factor out of investing
We’ve got your back every step of the way
Patelco supports you through every stage of your financial journey, and we’ve made it easier than ever to get started with investing. As a Patelco member, when you sign up for our Robo Advisor Program2, we deliver some amazing perks to you:
Robo Advisor is integrated with Patelco Online™, giving you a single dashboard to view balances and see information and activity on all of your accounts!
Fast funds transfers
Adding to your investment is a breeze! Login to Schwab to transfer funds from your Patelco savings or checking account directly into your Robo Advisor account.
Support when you need it
Patelco is committed to delivering a world-class investment experience to our members. Not sure if Robo Advisor is right for you? Have investment questions? Need a complimentary investment consultation with one of our CFS Financial Advisors3? We’ve made it easy to get in touch with our team:
- Request an appointment with a Financial Advisor
- Email us at RoboAdvisor@patelco.org
- Call 925.227.5100
We're invested in your future
Our Robo Advisor Program leverages Schwab’s Institutional Intelligent Portfolios® to build a portfolio based on your unique financial goals. Patelco and Schwab share a mutual commitment to helping you thrive on your financial wellness journey. Once your Robo Advisor account is established, your monthly statements and account servicing will be provided by Schwab. If you have servicing-related Robo Advisor account questions, please contact Schwab at 877.805.3399 or email support at email@example.com.
Getting started is easy
It’s easy to get started with Patelco’s Robo Advisor Program:
- Complete a short questionnaire to establish your goals, risk tolerance, and timeline
- Robo Advisor will do the investing for you by choosing from a diversified portfolio of professionally selected Exchange Traded Funds (ETFs)
- Set up your ACH payment information with Schwab. Your Robo Advisor account will fund 2-3 business days
If you're looking for a smart, efficient way to set up and manage a portfolio – for retirement, education, a house, or more – Patelco's Robo Advisor Program is here to help you get there.
1 These materials have been independently produced by Patelco Financial Solutions, available through CFS, which is independent of, and has no affiliation with, Schwab Performance Technologies® ("SPT"), Charles Schwab & Co., Inc. ("CS&Co"), or any of their affiliates (together, "Schwab"). Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials, nor has Schwab independently verified any of the information in them. Institutional Intelligent Portfolios® is an automated investment management service for independent advisors and available exclusively through independent investment advisory firms like Patelco Financial Solutions, not Schwab, is responsible for advising you on its program, including recommending and selecting a portfolio appropriate for you and managing your portfolio on a discretionary basis. Your portfolio will be held in a brokerage account at CS&Co. "Institutional Intelligent Portfolios" is a trademark of Charles Schwab & Co., Inc.
2 To get started or learn more, visit our Robo Advisor Program. Your portfolio will be held in a brokerage account at Charles Schwab & Co., Inc.
3 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
4 CUSO Financial Services, LP located at Patelco Financial Solutions is offering our Robo Advisor Program as an innovative new way to invest through Schwab Performance Technologies®. Our Robo Advisor Program offers a diverse suite of portfolios using an automated management investment service that helps automatically rebalance your investments when needed.
5 CFS does not provide tax or legal advice. For such guidance, please consult a tax and/or legal advisor.