Financial Hardship Assistance

Having financial difficulty?

We understand some of our members are having trouble keeping up with their financial obligations. We also understand that your situation is personal and unique. There are possible solutions to help you manage your situation, and the most important step you can take is to reach out for help today.

  • Are you having difficulty with your auto loan, signature loan, line of credit, or credit card payments? Learn More >
  • Are you having difficulty making your mortgage payments? Learn More >
  • Beware of foreclosure scams – Help is free. Learn More >
  • Do you have questions regarding the decision on your loan modification request? Learn More >

There are options available.

Contact Patelco Credit Union and ask us about options that are available for your specific situation. We can be reached at 800.358.8228, ext. 7145 or via email at

You may also want to speak with a counselor from a housing counseling agency that is sponsored by the Department of Housing and Urban Development (HUD). A HUD–approved housing counselor is an experienced, trained professional who can advise you on preventing foreclosure, buying a home, protecting your credit, and other issues.

Remember, there is no charge to work with a HUD-approved counseling agency – help is free!

You may find a housing counselor on the HUD website or by calling their toll free phone number 800.569.4287.