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About Patelco

Who We Are

Like most credit unions, Patelco was founded to serve the financial interests of employees of a particular organization – in our case the Pacific Telephone and Telegraph Company (now part of AT&T). The year was 1936, and Patelco’s initial assets totaled a mere $500.

With assets now totaling $5 billion and 300,000 members nationwide, we are among the largest credit unions in the nation today. As a, not–for–profit, full–service financial institution, what we earn, we return to our members in savings from lower loan rates, fewer fees, and personalized service that focus on transparency, simplicity, and trust. We’re federally insured, and dedicated to helping our members and our communities prosper through volunteer initiatives and we have expanded our field of membership to serve the employees of over 1,000 large and small businesses and communities throughout California and the United States.


Our Mission

To build our members’ financial health and well-being.

We’re here to support every aspect of your financial journey

  • Access
    Need quick access to your money? Patelco makes it easy with 36 branches, Online Banking, Mobile Banking, Telephone Banking, over 30,000 CO-OP ATMs, and over 6,000 Credit Union Shared Service Center branches—where you’ll never be charged a fee to manage your accounts or access your funds.
  • Loans for Every Need
    Looking for a home loan, home equity loan, auto loan, personal loan, credit card, or a home equity line of credit? Patelco has you covered, with low rates and exceptional terms.
  • Savings Products
    If it’s saving you’d like to do, we have several savings accounts with varying tiered interest rates, money market accounts, certificates (CDs), and a variety of IRAs to help you save for retirement.
  • Investments, Insurance, and Financial Advice
    We can even provide you many different investment and insurance options with free, no obligation consultations from licensed CFS Financial Advisors, available by appointment at every Patelco branch.
  • Service
    The “People, Not Profits’ credit union philosophy extends throughout everything we do. Our employees are dedicated to providing the highest level of service in our branches, on the phone, online, and wherever we can help you make the most of your financial future. After all, since Patelco is member-owned, we truly do work for you.

Are you getting everything you want from your financial institution?

If you’re already a member, make sure you take advantage of the whole suite of amazing products and services Patelco has to offer. Bundling together all of your financial needs in one place is an easy way to keep better track of your money and most likely save some time along the way.

And if you’re not a member, what are you waiting for? Join today!