3.00% APY1 Money Market Select Account

With Patelco Credit Union’s 3.00% APY1 Money Market Select Account, you can make your money work harder for you and reach your goals sooner, including building an emergency savings account. You’ll earn a top rate while keeping and withdrawing your funds any time.

  • One of the best money market rates in the nation
  • Guaranteed growth, safety, and security
  • No fees, no minimum deposit
  • Federally-insured, liquid savings
  • Up to six withdrawals or transfers per month
You earn: On your balance of: It adds up to:
(blended APY)
3.00% APY $1-$2,000
2.00% APY $2000.01 - $5,000 2.40% on $5,000
1.00% APY $5,000.01 – $10,000 1.70% on $10,000
0.50% APY $10,000.01 – $50,000
0.98% on $25,000

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Truly Free Checking

If you simply want a basic account without a lot of extras, you always have the option of our truly Free Checking Account – just convenience and security.

  • No monthly debit card or account fees
  • No minimum balance requirement
  • Online Banking and Mobile App with Anywhere Deposit
  • Free overdraft protection and transfers from your Patelco savings account
  • 30,000 free ATMs nationwide
  • 37 branches plus access to 6,000+ shared-service branches

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1 APY=Annual Percentage Yield. The Flexible Rising Rate Certificate will receive an automatic interest rate increase once per year on the anniversary date for the term of the certificate. For a period of ten (10) calendar days following the anniversary date you may withdraw some or all of your money with no penalty. Blended APY reflects the total interest that will be paid from all rising rates during the term of the certificate and assumes interest remains on deposit until maturity. At maturity, the Flexible Rising Rate Certificate will automatically renew as a standard, fixed share certificate of the same term at the prevailing rate. Minimum deposit is $250 for certificates and $250 for IRA certificates. Certificate dividends paid monthly. Penalty for early withdrawal for all certificates except as outlined above. 3x the national average according to fdic.gov/regulations/resources/rates/as of December 10, 2018.

2 Bankrate.com 09/01/18.