Enjoy convenient banking services any time, anywhere!

Manage all of your banking in one place with Patelco Online™. Our platform includes exciting features like:

  • A personal dashboard with up-to-the-minute balances, and upcoming payments and transfers
  • Customizable notifications to help you stay on top of your finances
  • Budgeting tools to manage your money effectively
  • Integration with Quicken, Mint and Excel

Get started today with Patelco Online™ or watch our videos to learn more >

Go mobile and bank wherever you want

Patelco Mobile Banking and our Mobile App let you manage your account and make deposits from your tablet or smartphone. Select a logo below to download our Mobile App:

See your balance and recent transactions with Snapshot

Now there’s a faster way to see your current balances and transactions on your phone and in a snap.

With Snapshot turned on, you’ll see the balances of your chosen accounts instantly when you open the app. To view your recent transactions, tap on the account name, and we’ll display the last five transactions.


To turn Snapshot on or off, follow these steps:

  1. Sign in to our Mobile App
  2. Select the menu button in the upper left
  3. Select the Settings widget
  4. Select Use Snapshot
  5. Toggle to turn each account on or off
  6. That’s it! You’ll see your chosen settings next time you open the Mobile App

Set up account Alerts

Want to get alerted when your balance is low or when a transaction clears? Set up alerts today in Patelco Online!

To get started, sign in Patelco Onlineand then

  1. Select your name in the upper right
  2. Select Settings
  3. Select the Notifications tab
  4. Select the gear icon to set up any alert
  5. Turn the switch to ON
  6. Customize the alert
  7. Choose email, push notifications or text message (read below to set up your mobile number for text message alerts)
  8. Select Save Changes

Get account updates with push notifications

Push notifications on our Mobile App help you stay up to date on everything from recent transactions to your balance to security alerts.

To get started:

  1. Log in to Patelco Online™ on a desktop computer
  2. Select your name in the upper right
  3. Select Settings
  4. Select the Contact tab to add and verify your mobile number (if it's not already added and verified)
  5. Select the Notifications tab
  6. Select the gear icon next to alert you want to receive and turn on push notifications
  7. When you’re done configuring the alert, make sure to select Save Changes

Once your desktop steps are complete, log in to the Mobile App and complete the following:

  1. On your phone go to Settings > Notifications and turn on notifications for the Patelco Mobile App
  2. Then, open the Patelco Mobile App and on the log in screen select the Remember User ID checkbox (if you’ve already set up biometric login using your fingerprint or face, your app has already been set up to remember your User ID)

Receive Alerts via text message

If you want to get custom Alerts via text message, be sure to verify your mobile number first.

How to verify your mobile number 

  1. Log in to Patelco Online™
  2. Select your name in the upper right
  3. Select Settings
  4. Select the Contact tab
  5. Next to Mobile, select Edit
  6. If your mobile number is not confirmed, you'll see words that effect
  7. Make sure that the box is checked next to "I would like to receive SMS text messages to this number" (to confirm your number, select Send a code via text)
  8. Follow the on-screen instructions, and then enter your code
  9. After entering your code, select Verify
  10. You'll receive a second code  enter that code in the box
  11. Select Confirm Code
  12. Select Save Changes

Once your mobile number is confirmed, you can opt in to text message Alerts about your accounts. Select your name (or the down arrow) in the upper right, then select Settings, and then choose the Notifications tab.

Save time and paper with eStatements

Go a little greener with electronic statements, which you can access conveniently - and which provide added protection against mail theft. We'll email you each month to let you know when your statement is ready to view. 

Getting started with eStatements (for new members)

  1. Log in to Patelco Online™
  2. Select the ACCOUNTS widget after logging in to online banking
  3. Select the Statements tab
  4. Select the Register tab
  5. Read and accept by selecting the Register button
  6. Confirm your name and provide your email address
  7. Choose which statements to receive electronically (you can select all of them even if you don't have that type of account)
  8. Select Next
  9. Accept the disclosures (if any)
  10. Once you see the confirmation screen, you're done

To view statements online, log in to Patelco Online™, select the ACCOUNTS widget, and then select the Statements tab. (You don't need to be signed up for eStatements to view your statements online.)

Getting started with eStatements (for existing members)

  1. Log in to Patelco Online™
  2. Select the ACCOUNTS widget after logging in to online banking
  3. Select the Statements tab
  4. Select Settings
  5. Choose whether you prefer eStatements or Paper for each type of account
  6. Select the Submit button when you're done

To view statements online, log in to Patelco Online™, select the ACCOUNTS widget, and then select the Statements tab. (You don't need to be signed up for eStatements to view your statements online.) You can view up to 5 years of statement history. If you need a statement older than 5 years, send us a secure message using the MESSAGE CENTER widget.

Take advantage of Courtesy Pay

Take advantage of this debit card service and shop worry-free.

If you opt in through Patelco Online™, we may authorize debit card purchases (except PIN-based transactions) even if you don't have sufficient funds to cover the transaction.

For each paid overdraft transaction, we'll charge a $28 fee, unless you make a deposit to cover the negative amount of your account by the end of the same business day. (If the overdraft brings your account negative by $25 or less, we may also waive the fee.)

Once you're overdrawn on your account, you'll also be responsible for any other penalties or fees. Please refer to your Patelco Member Handbook for program details.

Want another way to protect your account from being overdrawn? Check out your overdraft protection options in Patelco Online™.

To set up or modify Courtesy Pay, check out the COURTESY PAY widget in Patelco Online™. (You may need to select the MORE… widget first.)

Access the Personal Finance Manager tools

This Patelco Online™ feature enables you to create and track budgets, set savings goals and receive notifications when you meet your milestones. To explore these features, use the BUDGETS and SAVINGS GOALS widgets once you've logged in. (You may need to look under MORE… first.)

Say goodbye to fees and overdrawn accounts with Overdraft Protection

Here's how it works: we'll transfer money from your chosen backup account(s) to your checking account if there isn't enough money to cover a check, debit card purchase, or electronic transaction. It's a great way to avoid overdrawn accounts, overdraft charges and late fees. You can designate up to 8 backup accounts, and add or remove them easily.

Go to Patelco Online™ >

To set up or modify Overdraft Protection, select the OVERDRAFT PROTECTION widget in Patelco Online™. (You may need to select the MORE… widget first).

Deposit checks anytime, anywhere with Anywhere Deposit

Anywhere Deposit lets you to deposit checks directly into your account using Patelco Online™ or the Mobile App.

To use Anywhere Deposit, you must:

  • Meet credit requirements
  • Have our Mobile App on your iPhone or Android device, or be logged in to online banking
  • Be registered for Patelco Online™

To use Anywhere Deposit, select the ANYWHERE DEPOSIT widget in Patelco Online™ (you may need to select the MORE… widget first), or select the check deposit icon inside our Mobile App.

Get started with Patelco Online™ >

Select a logo below to download our Mobile App: