Zelle is a convenient way to send, receive, or request money with family and friends typically within minutes1 .With just an email address or US mobile phone number you can send money to almost anyone you know, regardless of where they bank.2
Whether you’re pitching in for a birthday gift or splitting the cost of takeout, Zelle is a simple way to send money in the moment.
Zelle is available for free in Patelco Online™ and the Patelco Mobile App
Sign up for Patelco Online™ if you haven't already or download the Patelco Mobile App (available on the App store or the Google Play store) to make it easy to send or receive money on the go with Zelle.
Why use Zelle
Fast
Fast
Send money to family or friends typically within minutes1
Safe
Safe
Your money is sent directly between bank accounts – no account details are ever shared
Easy
Easy
No need to download another app. Send or receive money for free with Zelle in the Patelco Mobile App
Ways to use Zelle
How to enroll with Zelle
- Open or download the Patelco Mobile App
- Sign in and tap on MORE then select Zelle®
- Agree to the terms
- Enter your email or US mobile phone number
Send money with Zelle
- Tap Zelle® and select Send
- Add a trusted person to pay
- Enter the amount and select your funding account
- Review and include a message if you like, then tap Send

Receive money with Zelle
- Tap Zelle® and select Request
- Add a trusted person to request money from
- Enter the amount
- Include a message if you like, then tap Request

Frequently Asked Questions
1 Transactions typically occur in minutes when the recipient’s email address or US mobile number is already enrolled with Zelle.
2 Must have a bank account in the US to use Zelle.
3 In order to send payment requests or split payment requests to a US mobile number, the mobile number must already be enrolled with Zelle.
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.